Questione giuridica chiave
Whether the insured's continuing complaints remained naturally causally linked to the 1997 accident after the health improvement and revision context
Decisione estratta
The court held that the 1997 accident still contributed causally to the remaining complaints at 50%; the insurer failed to prove a complete causal break.
Motivazione estratta
The court relied on the court-appointed medical expertise, which was sufficiently reasoned and not undermined by the private psychiatric opinion. The insurer had the burden to prove the loss of causal significance.