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Full salary must count for occupational invalidity pension calculation

ATA/245/1995Corte di giustizia / Camera amministrativa9 mag 1995Confirmed

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Sintesi Omnilex

The case concerns the calculation of an occupational invalidity pension under Art. 26(2) LPP. The court held that the insured person's full salary must be treated as the salary corresponding to a full working capacity. It emphasized that using the reduced salary prevailing shortly before invalidity would produce absurd results and unequal treatment, especially where a long full-time career had created substantial retirement assets. The challenged view was therefore rejected.

Massima Omnilex

Art. 26 al. 2 LPP; invalidity pension calculation and reference salary; the full salary must be taken as the salary corresponding to full working capacity. Construing the provision otherwise, by linking the reference salary to a workload drastically reduced shortly before the insured event, would lead to arbitrary and unequal outcomes in relation to the same retirement assets and would defeat the structure of occupational pension protection (consid. unspecified). The decisive criterion is the salary associated with the insured's full occupational capacity, not the temporarily diminished actual earnings immediately preceding invalidity.

Testo completo

Descripteurs

ASSURANCE SOCIALE; PREVOYANCE PROFESSIONNELLE; RENTE D'INVALIDITE

Normes

OPP.2 27 litt.a

Résumé

Ne pas considérer le salaire entier (art. 26 al. 2 LPP) comme le salaire relatif à une capacité de travail complète conduirait à des résultats choquants et à des inégalités de traitement. En effet, une personne ayant, par hypothèse, travaillé à plein temps pendant une longue période, donc ayant accumulé un avoir de vieillesse important, mais ayant vu son temps de travail réduit de façon drastique par son employeur peu de temps avant la survenance d'une invalidité, pourrait se voir refuser le versement d'une rente, dont le montant serait élevé, moyennant le versement de faibles indemnités journalières correspondant à son temps de travail réduit. D'une façon générale, cette manière de voir conduirait, à avoir de vieillesse égal, à des inégalités de traitement en fonction du taux d'activité en vigueur au moment de la survenance de l'invalidité.

Parole chiave

occupational pensioninvalidity pensionreference salaryfull-time workequal treatment

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Questioni giuridiche chiave estratte da Omnilex

Questione giuridica chiave

Whether Art. 26(2) LPP requires treating the full salary as the salary corresponding to a full working capacity for the pension calculation.

Decisione estratta

Yes. The full salary must be taken as the reference salary; otherwise, unacceptable results and unequal treatment would follow.

Motivazione estratta

If the actual reduced salary were used as the salary for a full working capacity, a person who had long worked full-time and built up substantial retirement savings could be deprived of an invalidity pension merely because the employer reduced the workload shortly before the insured event. Equal retirement savings would then lead to unequal treatment depending on the activity rate at the time invalidity arose.

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