Questione giuridica chiave
Whether the insured was regularly dependent on third-party help for getting up and social contact.
Decisione estratta
No sufficient dependence on third-party help was shown for getting up or for contact formation in everyday life.
Motivazione estratta
The wife’s report showed no help for daily activities; the insured did not substantiate concrete assistance needs, and the courts found no evidence of relevant help beyond ordinary prompting.