Questione giuridica chiave
Whether the cantonal judgment violated the right to be heard by insufficiently reasoning the adequacy analysis
Decisione estratta
No violation: the court briefly but sufficiently endorsed the insurer's assessment, allowing the insured to understand and challenge the decision.
Motivazione estratta
A judge must state at least briefly the reasons. The cantonal court's reference to the insurer's assessment met the minimum constitutional duty, even if concise.