Questione giuridica chiave
Whether the insured's right to be heard was violated because the insurer did not hear her before issuing the benefit-terminating decision.
Decisione estratta
No. Under Art. 42 ATSG, parties need not be heard before an appealable decision is issued.
Motivazione estratta
The disputed decision was subject to objection, so the insurer could dispense with a prior hearing.