Questione giuridica chiave
Whether the cantonal remand judgment was appealable to the Federal Supreme Court
Decisione estratta
The remand decision was appealable because it contained binding substantive instructions on reconsideration that could force Zurich to issue a decision it considered unlawful.
Motivazione estratta
A remand is an interlocutory decision, but appeal is possible when it contains material directives causing irreparable legal disadvantage; this was the case here.