Questione giuridica chiave
Whether the knee chondropathy was in a natural causal link with the accident and thus covered by accident insurance
Decisione estratta
The causal link was not proven with the required degree of probability; the insurer did not have to cover the chondropathy.
Motivazione estratta
The administrative expert opinion was well reasoned and not undermined by the treating surgeon's view. In the absence of prior medical documentation and given the lapse of time and age of the insured, traumatic origin could not be established as more probable than degenerative origin.