Questione giuridica chiave
Whether the foot injury constituted an accidental bodily injury under Art. 9(2) UVV and triggered the insurer's duty to provide benefits.
Decisione estratta
The jump from about 60 cm off the loading platform of the electric vehicle was an external, objectively identifiable, striking event; the insurer was liable despite possible pre-existing degenerative conditions.
Motivazione estratta
The court accepted the reported mechanism and preferred the treating and radiological findings over the private orthopaedic opinion. A pre-existing degenerative condition does not exclude coverage if the event acts as a triggering factor for a listed injury.