Questione giuridica chiave
Whether the bankruptcy warning was unlawful because the underlying payment order was not addressed to the appellant.
Decisione estratta
The payment order was in fact addressed to the husband, so the legal prerequisite for the bankruptcy warning was missing.
Motivazione estratta
The debtor copy showed that payment order no. 10,258 was addressed to the husband and served to the appellant only as his representative; the contrary assumption of the cantonal authority was mistaken.