The Bank of New York Mellon v. Heart

NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER

Electronically Filed
Intermediate Court of Appeals
CAAP-XX-XXXXXXX
27-JUN-2025
08:35 AM
Dkt. 75 SO

NO. CAAP-XX-XXXXXXX

IN THE INTERMEDIATE COURT OF APPEALS

OF THE STATE OF HAWAI#I

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,
AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC.,
ALTERNATIVE LOAN TRUST 2006-OA21, MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-OA21, Plaintiff-Appellee, v.
HANNAH KIM HEART; HANNAH KIM HEART, TRUSTEE UNDER
AN UNRECORDED REVOCABLE LIVING TRUST INSTRUMENT OF
HANNAH K. HEART DATED JUNE 1, 2006, Defendant-Appellant;
YEON HO KIM, Defendant-Appellee; JOHN DOES 1-50;
JANE DOES 1-50; DOE PARTNERSHIPS 1-50; DOE CORPORATIONS 1-50;
DOE ENTITIES 1-50; and DOE GOVERNMENTAL UNITS 1-50, Defendants

APPEAL FROM THE CIRCUIT COURT OF THE FIRST CIRCUIT
(CASE NO. 1CC131003271)

SUMMARY DISPOSITION ORDER
(By: Hiraoka, Presiding Judge, Nakasone and Guidry, JJ.)

Hannah Kim Heart, representing herself, appeals from
the June 5, 2025 Amended Judgment for The Bank of New York Mellon
(BONYM) entered by the Circuit Court of the First Circuit.1 We
affirm.
BONYM filed a foreclosure complaint against Heart on
December 16, 2013. On October 19, 2021, the Circuit Court
entered an order granting BONYM's motion for summary judgment and

1
The Honorable Steven R. Nichols signed the Amended Judgment.
NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER

interlocutory decree of foreclosure and a judgment (Foreclosure
Judgment).2 Heart did not appeal from the Foreclosure Judgment.
The commissioner's report on the foreclosure sale was
filed on March 28, 2023. BONYM moved to confirm the sale. The
motion was heard on June 7, 2023. The Circuit Court orally
granted the motion and directed entry of a judgment.
Heart filed her notice of appeal on June 13, 2023. The
Order Approving Commissioner’s Report and Granting Plaintiff’s
Motion for Confirmation of Foreclosure Sale, Allowance of Costs,
Commissions and Fees, Distribution of Proceeds, Directing
Conveyance and for Writ of Possession/ Ejectments was entered on
August 1, 2023. A judgment was entered on August 2, 2023. The
Amended Judgment was entered on June 5, 2025, after a temporary
remand.
Heart's opening brief does not comply with Rule 28(b)
of the Hawai#i Rules of Appellate Procedure. We liberally
interpret pleadings prepared by self-represented litigants and do
not automatically foreclose them from appellate review because
they violate court rules. Erum v. Llego, 147 Hawai#i 368, 380-
81, 465 P.3d 815, 827-28 (2020). Consistent with the supreme
court's policy to reach the merits of an appeal, Hous. Fin. &
Dev. Corp. v. Ferguson, 91 Hawai#i 81, 85–86, 979 P.2d 1107,
1111–12 (1999), we address what we discern to be Heart's
arguments.
Foreclosure cases are bifurcated into separately
appealable parts: (1) the decree of foreclosure and the order of
sale, and (2) all other orders. Mortg. Elec. Registration Sys.,
Inc. v. Wise, 130 Hawai#i 11, 16, 304 P.3d 1192, 1197 (2013).
Heart's opening brief challenges the Foreclosure Judgment; it
does not challenge the order granting BONYM's motion to confirm
the foreclosure sale. Heart cannot challenge the merits of the
Foreclosure Judgment in her appeal from the order confirming

2
The Honorable Gary W.B. Chang presided.

2
NOT FOR PUBLICATION IN WEST'S HAWAI#I REPORTS AND PACIFIC REPORTER

sale. Bank of New York Mellon v. R. Onaga, Inc., 140 Hawai#i
358, 368, 400 P.3d 559, 569 (2017).
The Circuit Court's June 5, 2025 Amended Judgment for
BONYM is affirmed.
DATED: Honolulu, Hawai#i, June 27, 2025.

On the briefs:
/s/ Keith K. Hiraoka
Hannah K. Heart, Presiding Judge
Self-represented
Defendant-Appellant. /s/ Karen T. Nakasone
Associate Judge
Justin S. Moyer,
for Plaintiff-Appellee. /s/ Kimberly T. Guidry
Associate Judge

3