Mortgage Research Center, LLC v. Halstead et al

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UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF TEXAS
CORPUS CHRISTI DIVISION
MORTGAGE RESEARCH CENTER,
LLC,
Plaintiff,
VS.
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CIVIL ACTION NO. 2:25-CV-00082
ANA MARIE HALSTEAD, et al.,
Defendants.
ORDER ADOPTING MEMORANDUM AND RECOMMENDATION
On March 13, 2026, United States Magistrate Judge Julie K. Hampton issued a
“Memorandum and Recommendation” (D.E. 39), recommending that the Court grant
Plaintiff’s motion for default judgment against all Defendants. Defendants have failed to
appear and the Memorandum and Recommendation has been on file a sufficient time for
them to appear and object. See Fed. R. Civ. P. 72(b); 28 U.S.C. § 636(b)(1); General Order
No. 2002-13. No objections have been timely filed.
When no timely objection to a magistrate judge’s memorandum and
recommendation is filed, the district court need only satisfy itself that there is no clear error
on the face of the record and accept the magistrate judge’s memorandum and
recommendation. Guillory v. PPG Indus., Inc., 434 F.3d 303, 308 (5th Cir. 2005) (citing
Douglass v. United Servs. Auto Ass’n, 79 F.3d 1415, 1420 (5th Cir. 1996)).
Having reviewed the findings of fact and conclusions of law set forth in the
Magistrate Judge’s memorandum and recommendation (D.E. 39), and all other relevant
United States District Court
Southern District of Texas
ENTERED
April 02, 2026
Nathan Ochsner, Clerk
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documents in the record, and finding no clear error, the Court ADOPTS as its own the
findings and conclusions of the Magistrate Judge. Accordingly, the Court GRANTS the
motion for default judgment (D.E. 38) and ORDERS the following relief in favor of
Plaintiff:
(1) Judgment against Defendants for court costs;
(2) Judgment against Defendants for reasonable attorneys’ fees as a further
obligation owed under the Note and Security Instrument to be liquidated by
future order;
(3) Judgment declaring that Mortgage Research Center is the owner and holder of
the Note, beneficiary of the Security Instrument and mortgagee, as defined
under Texas Property Code section 51.0001;
(4) Judgment declaring that the outstanding balance of the Note, prejudgment
interest, post-judgment interest from the date of judgment until paid, and costs
of court are secured by the Security Instrument on the Property; and
(5) Judgment declaring that Mortgage Research Center may foreclose on
Defendants’ interest on the Property pursuant to the Deed of Trust and the Texas
Property Code.
ORDERED on April 2, 2026.
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NELVA GONZALES RAMOS
UNITED STATES DISTRICT JUDGE
Case 2:25-cv-00082 Document 40 Filed 04/02/26 in TXSD Page 2 of 2