GODMAN v. PENNYMAC LOAN SERVICES LLC et al

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UNITED STATES DISTRICT COURT
NORTHERN DISTRICT OF FLORIDA
PENSACOLA DIVISION
TAMMY GODMAN,
Plaintiff,
v. Case No. 3:25-cv-2657-TKW-HTC
PENNYMAC LOAN SERVICES, LLC,
et al.,
Defendants.
/
ORDER
This case is before the Court based on the magistrate judge’s Report and
Recommendation (Doc. 8) and Plaintiff’s objections (Doc. 9). The Court reviewed
the issues raised in the objection de novo under 28 U.S.C. §636(b)(1) and Fed. R.
Civ. P. 72(b)(3), and based on that review, the Court agrees with the magistrate
judge’s determination that this case should be dismissed under the Rooker-Feldman
doctrine because Plaintiff is effectively seeking appellate review of the foreclosure
judgement entered by the state court.
The Court did not overlook Plaintiff’s argument that the Rooker-Feldman
doctrine does not apply because the foreclosure judgment is “void” for various
reasons—e.g., lack of jurisdiction, lack of standing, etc. However, for the Court to
accept that argument, it would necessarily have to determine the validity of the
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foreclosure judgment. That is the function of the state appellate court, not the federal
district court, and it is precisely what the Rooker-Feldman doctrine prohibits.
Accordingly, it is ORDERED that:
1. The magistrate judge’s Report and Recommendation is adopted and
incorporated by reference in this Order.
2. This case is DISMISSED without prejudice under the Rooker-Feldman
doctrine for lack of jurisdiction.
3. All pending motions are DENIED as moot.
4. The Clerk shall enter judgment in accordance with this Order and close
the case file.
DONE AND ORDERED this 9th day of January, 2026.
__________________________________
T. KENT WETHERELL, II
UNITED STATES DISTRICT JUDGE
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