Neilson et al v. Aguirre et al

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UNITED STATES BANKRUPTCY COURT
NORTHERN DISTRICT OF CALIFORNIA
In re CEDAR FUNDING, INC.,
Debtor.
Case No. 08-52709-MM
Chapter 11
R. TODD NEILSON, Chapter aa Trustee.,
Plaintiff,
vs.
LUZ ELENA AGUIRRE, et. al.,
Defendants.
Adversary No. 09-5225
MEMORANDUM DECISION ON
TRUSTEE’S MOTION FOR PARTIAL
SUMMARY JUDGMENT
I NTRODUCTION
In this adversary proceeding, R. Todd Nielson, the trustee of Cedar Funding, Inc.’s estate, seeks
to avoid certain assignments of deeds of trust that CFI recorded in favor of hundreds of investors who
have fractionalized interests in seventy-four separate mortgage loans that CFI originated. The trustee
has moved for partial summary judgment with respect to fifty-nine of the deeds of trust asserting that
the assignments were recorded either during the ninety day preference period preceding CFI’s
bankruptcy or after the bankruptcy was filed and constitute preferential transfers within the meaning of
The following constitutes
the order of the court. Signed April 05, 2010
Marilyn Morgan
U.S. Bankruptcy Judge
________________________________________
Entered on Docket
April 06, 2010
GLORIA L. FRANKLIN, CLERK
U.S BANKRUPTCY COURT
NORTHERN DISTRICT OF CALIFORNIA
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§ 547(b) of the Bankruptcy Code. If the assignments are avoided, the investors will join the pool of
CFI’s unsecured creditors.
PROCEDURE ON SUMMARY JUDGMENT
The standards and procedures for granting partial summary judgment, also known as summary
adjudication, are the same as those for summary judgment. See Calif. v. Campbell, 138 F.3d 772, 780
(9th 1998); Continental Insur. Co. v. Cota, 2010 WL 383367 *2 (N.D. Cal. Jan. 27, 2010). 	Partial
summary judgment “upon all or any part of a claim” is appropriate when the evidentiary proof offered
by the moving party shows that there is no genuine issue of material fact as to the specified portion of
the claim and the moving party is entitled to a determination as a matter of law. Celotex Corp v. Catrett,
477 U.S. 317, 322 (1986); Fed. R. Civ. P. Rule 56. A plaintiff moving for summary judgment must
demonstrate all elements of its claim to prevail. Lockwood v. Wolf Corp., 629 F.2d 603, 611 (9th Cir.
1980). To avoid the fifty-nine deeds of trust at issue, the trustee must provide evidence establishing
each element of a preferential transfer claim as to each assignment.
Some defendants have alleged affirmative defenses to the trustee’s complaint. Because
defendants bear the burden of proof as to their defenses, the catalog of defenses listed in their answer,
without more, is insufficient to avoid summary judgment. Johnson v. Georgia-Pacific Corp., 2009 WL
1311896 at *2 (9 th Cir. May 12, 2009); In re MarchFirst, Inc., 2007 WL 4105816, at *5 (Bankr. N.D.
Ill. Nov. 15 2007), citing, Celotex, 477 U.S. at 324, 106 S. Ct. at 2553. At a minimum, they must offer
sufficient evidence to raise a triable issue of fact as to each element of any defense that they want to
pursue.
FACTS
Many facts regarding CFI and its operations are recounted in Rollins v. Nielson (In re Cedar
Funding, Inc.), 408 B.R.299 (Bankr. N.D. Cal. 2009). 	To the extent applicable, those facts are
incorporated herein with repetition only as needed to properly understand the events pertinent to the
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pending motion for summary judgment. Only seventy-five of over three hundred and eighty affected
defendants have opposed the trustee’s motion for summary judgment. The facts, as taken from the
evidentiary materials submitted by both sides, are stated in a light favorable to the defendants as
required by the standards for summary judgment.
Prior to bankruptcy, CFI was in the business of making loans secured by trust deeds against the
borrowers’ real property. Its operations were funded by hundreds of investors who gave CFI money
believing that they were acquiring fractional interests in the secured loans that CFI originated. Between
2004 and early 2008, CFI extended the fifty-six real estate loans listed in Exhibit A to various
borrowers. In return, CFI received promissory notes from the borrowers and recorded deeds of trust
naming CFI as the beneficiary. The defendants against whom the trustee seeks summary judgment, each
gave CFI funds that were to be invested and used to acquire fractional interests in one or more of the
fifty-six secured loans at issue.
It was CFI’s standard practice to deposit funds from investors into a general account known as
the “escrow account” that CFI maintained at Wells Fargo Bank and from which CFI funded loans to its
borrowers. In the escrow account, all investor money was commingled along with payments received
from borrowers. 	Shortly after receiving an investment, CFI typically made a bookkeeping entry
associating that investment with a particular loan. 	There is no evidence that CFI deviated from its
standard practice with respect to the investments at issue herein. 	At the time of investment, the
defendant investors intended and believed that, in return for their investment, they would receive a
fractionalized interest in one or more of CFI’s notes and in the corresponding deed of trust securing
repayment of the note.
After tendering funds to CFI, the investors generally received a form acknowledgment letter on
CFI letterhead thanking them for their investment in a loan identified in the caption of the letter. While
defendants’ evidence fails to establish 	that each defendant affected by this motion 	received an
acknowledgment letter, for purposes of this motion, it will be assumed that they did. The body of the
acknowledgment letters indicated that the investors held a specified percentage interest in the captioned
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loan and advised the investors when to expect the first interest payment on their investment. The letters
also reflected that certain loan documents were enclosed. The documents varied from letter to letter,
but CFI generally enclosed executed copies of the original note and deed of trust between CFI and the
borrower, along with copies of several unexecuted documents, including a Loan Servicing Agreement,
a Lender/Purchaser Disclosure Statement, a Promissory Note Endorsement from CFI to the investor and
an Assignment of Deed of Trust referencing the investor as an assignee. Sometimes, the letters also
enclosed copies of the borrower’s Uniform Residential Loan Application, a Preliminary Title Report,
an appraisal of the property and an investment overview. The letters routinely asked the investor to sign
and return both the Loan Servicing Agreement and the Lender/Purchaser Disclosure Statement.
Contrary to the norm, twenty-three defendant investors indicate that they received executed
Promissory Note Endorsements from CFI with their acknowledgment letter. Those investors include:
Note #4929 	Antonio Flores 	undated (enclosed with letter dated 3/1/08)
Note #4971 	Pensco fbo J. Waldroup 	undated (enclosed with letter dated 8/27/07)
Pensco fbo K. Ramsden 	undated (enclosed with letter dated 2/27/08)
Pensco fbo M. Waldroup 	undated (enclosed with letter dated 8/27/07)
Note #5023 	Marvin Spott 	endorsement dated 7/21/07
Note #5173 	Betty Havey 	endorsement dated 10/22/07
Catherine Lau 	endorsement dated 10/23/07
Note #5177 	Pensco fbo J. Waldroup 	undated (enclosed with letter dated 2/16/07)
Pensco fbo K. Ransden 	undated (enclosed with letter dated 8/27/07)
Pensco fbo M. Waldroup 	undated (enclosed with letter dated 8/27/07)
Note #5317 	Cherie Thibodeaux 	endorsement dated 1/11/08
James Thorsen 	endorsement dated 1/11/08
Note #5385 	Selene Olms 	endorsement dated 10/17/07
Note #5443 	Roy Gunter 	undated (enclosed with letter dated 1/9/07)
Note #5497 	Pensco fbo Roy Gunter 	undated (enclosed with letter dated8/10/07)
Note #5498 	Blake Cesarin 	undated (enclosed with letter dated 5/7/07)
Note #5537 	Catherine Lau 	endorsement dated 9/19/07
Tom Moss 	endorsement dated 9/19/07
Gregory/Maria Parrish 	endorsement dated 9/24/07
William/Joele Swift 	endorsement dated 9/19/07
Note #5543 	James Moore, trustee 	endorsement dated 9/19/07
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Note #5578 	James Hage 	endorsement dated 1/24/08
Barbara Johns 	endorsement dated 1/24/08
Defendants also assert that a few of the note endorsements were accompanied by executed Assignments
of Deed of Trust bearing the same date as the endorsement.
Every time the investors contacted CFI, CFI treated them as if they owned a fractional interest
in the loan in which they had invested. 	Additionally, after CFI associated an investment with a
particular note, it began to make regular monthly interest payments to the investor. CFI sent out interest
payments to its investors even if the borrower on the loan was not making loan payments. 	The
defendants who responded to the trustee’s motion each received monthly interest payments from the
time of their investment through March 2008. Starting in April 2008, however, CFI stopped all interest
payments to its investors.
During the first five months of 2008, the California Department of Real Estate and the California
Department of Corporations instituted investigations of CFI and its sole shareholder, David Nilsen. On
May 16, 2008, the DRE suspended Nilsen’s real estate license due to multiple and continuing violations
of California’s Business and Professions Code, which included the failure to execute and/or record
assignments of deeds of trust naming the individual investors as beneficiaries. In an apparent attempt
to save his real estate license, between April 14, 2008 and May 21, 2008, 	Nilsen had CFI execute
Assignments of Deeds of Trust reflecting the fractionalized interests that each of the defendants held
in the loans at issue. 	These executed assignments were then recorded with the appropriate county
recorder’s office. The record dates range from April 21, 2008 to September 9, 2008. In each case, the
fractional assignment of CFI’s deed of trust was recorded either within the thirty-five day period
preceding, or sometime subsequent to, CFI’s May 26, 2008 bankruptcy filing .
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DISCUSSION
To succeed on summary judgment, the trustee must provide undisputed evidence showing that
the fractional security interests that CFI assigned to the investors constituted an interest of CFI in
property and that the transfers of those interests 1) were for the benefit of a creditor; 2) were on account
of an antecedent debt; 3) were made while CFI was insolvent; 4) were made within 90 days of CFI’s
bankruptcy petition; and 5) would allow the receiving creditor to receive more than it would under a
chapter 7 liquidation, without the transfer. 11 U.S.C. § 547(b). The trustee has satisfied this burden.
With respect to the fifty-six loan transactions at issue, CFI received promissory notes from each
of its borrowers. 	The borrowers also executed deeds of trust, naming CFI as beneficiary, to secure
repayment of the notes. Both the deeds of trust and the promissory notes in favor of CFI constituted
“legal or equitable interests of the debtor in property.” 11 U.S.C. § 541(a)(1). As a result, there is no
serious challenge to whether the fractional security interests that CFI transferred to the defendants
constituted an interest of CFI in property.
Turning to whether the transfers effected by the assignments of the deeds of trust were for the
benefit of a creditor and were on account of antecedent debt, defendants’ own submissions indicate that
CFI promised to transfer fractional interests in the notes and deeds of trust to the defendants in return for
their investments. There is no dispute that each defendant invested thousands of dollars with CFI. Until
CFI accomplished the transfers, the defendant investors were creditors of CFI entitled to the conveyance
of their fractionalized security interests in the loans, which is why the trustee has referred to the
transactions as “failed sales.” When the transfers eventually occurred, they were clearly on account of
antecedent debt because the defendants had been entitled to receive their fractional interests since the
time of their original investment.
Based on the opposition papers filed by seventy-five of the defendants, the only real dispute is
whether the transfer of the defendants’ secured interests in the underlying loans took place during the 90
days immediately preceding CFI’s bankruptcy, a time period when CFI is presumed to have been
insolvent. Defendants contend that CFI transferred full ownership of their secured interests outside of
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the preference period in one of two ways: First, they urge that CFI transferred the promissory notes to
them prior to the preference period, either by executing a Note Endorsement in favor of twenty-two
defendants or because the endorsement was executed by integration into a signed acknowledgment.
Alternatively, defendants assert that summary judgment is unwarranted due to questions of fact as to
whether they have an equitable lien that pre-dates the preference period. Neither argument is persuasive.
I. 	Note Endorsements Outside the Preference Period Do Not Preclude Avoidance of the Liens.
Section 547(e)of the Bankruptcy Code governs whether or not a transfer is made within the 90
day preference period. According to its terms, for avoidance purposes, a transfer is made:
(A) at the time such transfer takes effect between the transferor and the transferee, if such transfer
is perfected at, or within 30 days after, such time;
(B) at the time such transfer is perfected, if such transfer is perfected after such 30 days;
(C) immediately before the date of the filing of the petition, if [a transfer perfected after such 30
days] is not perfected at
(i) the commencement of the case.
11 U.S.C. § 547(e)(2)(A) - (C). Under this provision, for avoidance purposes, a transfer is not necessarily
“made” at the time that the debtor completes an effective transfer to the intended transferee. Rather, the
court must also consider when the transfer is perfected to see whether the effective date, or the perfection
date, or the filing will control.
Perfection, in turn, depends on whether the transfer involves real property or not. 11 U.S.C.
§ 547(e)(1). Here, the deeds of trust at issue are interests in real property. 	In re Cortez, 191 B.R. 174,
178 (9th Cir. B.A.P. 1995). As a result, § 547(e) dictates that the perfection date for the transfers of
fractionalized security interests from CFI to the defendants is the date when a bona fide third party
purchaser could no longer acquire a property interest senior to the defendants’ security interests. 11
U.S.C. § 547(e)(1)(A). 	State law determines when it is no longer possible to gain a superior interest
In re Lewis W. Shurtleff, Inc., 778 F.2d 1416, 1420 (9th Cir. 1985). Under California’s real property
recording system, the priority of conveyances, with an exception for leases that is not applicable here,
is determined by time of recordation, not time of transfer. Cal. Civ. Code §§ 1213-1214; Bratcher v.
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Buckner, 90 Cal. App. 4 th 1177, 1185 (2001). A “conveyance” includes every written instrument by
which any interest in real property is created, mortgaged or encumbered, or by which the title to any real
property may be affected. 	Cal. Civ. Code § 1215. 	Consequently, a deed of trust, as an instrument
providing a security or collateral interest in real property, must be perfected by recordation to be binding
on subsequent purchasers without notice. Cortez, 191 B.R. at 178. Similarly, any assignment of a deed
of trust may be valid as between the assignor and assignee without recording, but it is only upon
recording that its priority is perfected and provides constructive notice to third parties to prevent them
from gaining a superior interest. Cal. Civ. Code § 2934. See also 4 Miller & Starr, CALIFORNIA REAL
ESTATE , 3d ed., Deeds of Trust § 10:39 (2000).
Defendants argue that their fractional interests were transferred before the 90 day preference
period began because CFI transferred the promissory notes to defendants outside the preference period
and the transfer of the debt carried their security interests with it. Cal. Civ. Code § 2936. That argument
misses the effect of California’s real property recording system. The defendants are correct that transfer
of the underlying debt would have carried the security with it. Id.; 4 Miller & Starr, at §10:38 (transfer
of the debt accomplishes the transfer of the security without the necessity of a formal assignment of the
trust deed). Mere transfer of the security interests, however, is only valid between the assignors and
assignees of the security interests. 	To be effective against third parties, or “perfected” within the
meaning of § 547(e), the assignment or transfer of the deeds of trust had to be recorded. Id. § 2934.
Applying the above standards to the facts of this adversary proceeding, the evidence establishes
that all but five of the assignments were executed before March 1, 2008. It is also undisputed that those
executed assignments were all recorded between April 21, 2008 and September 9, 2008. Thus, they were
all perfected more than 30 days after the transfer of the fractional interests became effective between the
parties. According to § 547(e)(2)(B), then, all transfers recorded prior to the May 26, 2008 petition date
were “made,” for purposes of avoidance, at the time of perfection. For those that were recorded after the
May 26, 2008 petition date the transfers are deemed to be “made” immediately before the filing of the
petition. § 547(e)(2)(C).
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With respect to the remaining five notes (Nos. 5023, 5173, 5358, 5533 and 5560), defendants’
chart indicates that the assignments were executed in mid-April 2008. Two of those five assignments
were recorded more than 30 days after they were executed. As a result, the perfection date is the date
the transfer was made. Id. at § 547(e)(2)(B). For the last three, however, the assignments were recorded
within than 30 days of the date reflected on the Assignments of Deed of Trust. Viewing this evidence
in the defendants’ favor, the transfers were “made” on the date set forth in the assignments. Id. at §
547(e)(2)(A). Because that date was in mid-April, however, the transfers again were “made” within the
90 day preference period.
II. 	The Circumstances Of This Case Dictate That The Principle of Ratable Distribution
Trumps Any Right To An Equitable Lien.
Defendants urge that summary judgment is also inappropriate because there are questions of fact
regarding whether the defendants have an equitable lien that transferred the equity of their security
interests to them back at the time of their investment in CFI. They reason that only bare legal title was
transferred when the trust deed assignments were recorded during the preference period, and therefore
their equitable liens are not subject to avoidance as preferences. This argument does not preclude the
entry of summary judgment for the trustee.
Even if there is a triable issue of fact as to whether an equitable lien could be imposed, caution
is required before exercising this inchoate equitable power in the bankruptcy context. 	In re North
American Coin & Currency, Ltd., 767 F.2d 1573, 1575 (9th Cir. 1985). Once bankruptcy intervenes, the
right to an equitable lien should be balanced against bankruptcy principles of ratable distribution. See
Rollins, 408 B. R. at 314-16. 	For the reasons explained in the Rollins decision, CFI’s bad business
practices, including the commingling of investment monies from individual investors with payments from
borrowers, precludes the recognition of an equitable lien in favor of any particular claimant. To prefer
one claimant by awarding an equitable lien would be unfair to potential competing equitable claims to
the same property. Id. at 316.
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Further, it would make little sense to impose an equitable lien under the circumstances of this
proceeding because any such lien would be avoidable as a preference. As one leading bankruptcy treatise
has recognized, “for purposes of Code § 547, an equitable lien is transferred when steps to declare or
enforce it are taken and without the benefit of any relation-back principle.” 4 NORTON BANKRUPTCY
LAW AND PRACTICE § 66.17 (3d ed. 2008). Accord Cadle Company v. Mangan, 316 B.R. 11, 22-23 (D.
Conn. 2004)(finding the analysis set forth in NORTON persuasive). This conclusion is consistent with
both the language of the Code and its historical treatment of equitable liens. As already discussed, under
§ 547(e), a transfer of an interest in real property is deemed to occur only when a bona fide purchaser
without notice of the lien can no longer obtain a superior interest. 	Significantly, no relation back
principle is recognized in that standard. Although § 546(b) of the Code limits some avoiding powers by
preserving relation back features of state law, § 547 is conspicuously absent from the list of Code
sections that remain subject to state law relation back rules. The historical treatment of equitable liens
under the preference laws also supports the conclusion that equitable liens do not relate back for
preference purposes. See 4 NORTON at § 66.17 (discussing the Bankruptcy Act’s adoption of a bona fide
purchaser test for preference laws, which operated to avoid many equitable liens and the subsequent
effect of the Uniform Commercial Code, which eliminated the need for special provisions regarding
equitable liens). Even though an equitable lien, once imposed, is said to relate back to the time of the
conduct creating it, as an unrecorded lien, it only takes precedence over subsequent attaching judgment
creditors, not bona fide purchasers. First Fidelity, 60 Cal. App. 4 th at 1440-41; Jud Whitehead, 111 Cal.
App. 2d at 873. Thus, under § 547 and the facts of this case, the imposition of an equitable lien would
not prevent the trustee from avoiding it.
III. 	Summary Judgment Is Not Otherwise Improper.
The seventy-five defendants who filed opposition to the trustee’s motion for summary judgment
finally complain that the trustee’s motion seeks relief that goes beyond the claims alleged in the
complaint. However, the trustee, quite simply, seeks a determination as a matter of law that the security
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interests of the defendants constitute avoidable preferences. A review of the moving papers uncovers
no attempt to expand the scope of the complaint.
Further, defendants have offered no evidence to support the majority of the affirmative defenses
that they have alleged. To the extent that these defenses are not supported by any evidence, they cannot
prevent the entry of summary judgment in the trustee’s favor. Celotex, 477 U.S. at 324, 106 S. Ct. at
2553;. MarchFirst,, 2007 WL 4105816, at *5.
Finally, over 300 defendants have failed to lodge any opposition to the trustee’s motion for
summary judgment. When an opposing party does not respond to a motion for summary judgment, the
motion should, if appropriate, be granted. Fed. R. Civ. P. Rule 56(f). Because these defendants have not
raised any factual disputes and the trustee has established his entitlement to relief as a matter of law,
summary judgment is also appropriate against the defendants who have failed to respond.
CONCLUSION
For the reasons explained, the trustee’s motion for partial summary judgment is granted in favor
of the trustee and against the defendants with respect to the fifty-nine Assignments of Deed of Trust
referenced in Exhibit A.
Good cause appearing, IT IS SO ORDERED.
**** END OF ORDER ****
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EXHIBIT A
1.
CFI Loan # 4779
Property Address: 11174 Crane St. (Pomber St.), Castroville, CA 95012
Record Date of Assignment: 5/29/2008
Recorded Document No. 2008034393
Assignees: 	Karen Feistman, Trustee of the Peter Feistman and Karen Feistman Trust UTD dated 3-
11-1993; Willy J. Grundherr and Deborah L. Grundherr, Trustees of the Grundherr Living
Trust; Zenon Obydzinski and Beata A. Obydzinski; Mark J. Penniman and Gail S.
Penniman; Gabriele D. Swanson, Trustee of the Gabriele D. Swanson Trust UTA dated
06/04/92; Michael Clark, Trustee of the Clark Trust
2.
CFI Loan # 4830
Property Address: 71 Via Desconso, Monterey, CA 93940
Record Date of Assignment: 6/5/2008
Recorded Document No. 2008036344
Assignees: 	David P. Beck and Maria G. Beck
3.
CFI Loan # 4928
Property Address: 16 Vista Ladera, Carmel Valley, CA 93924
Record Date of Assignment: 7/29/08
Recorded Document No. 2008049229
Assignees: 	Cyd Love FBO Nicholas Tucker; Ellen Jasnosz, Trustee of the Ellen Jasnosz Trust UTA
5/17/02; Lawrence A. Weingarten and Suzanne Weingarten; Rose Marie Cuva, Trustee
of the Cuva 1985 Trust dated Oct. 3, 1985; Gordon B. Kennedy
4.
CFI Loan # 4929
Property Address: 38767 Palo Colorado, Carmel, CA 93923
Record Date of Assignment: 6/5/2008
Recorded Document No. 2008036346
Assignees: 	Pensco Trust Co., Custodian FBO Kipp Stewart; Kevin Muir and Denise E. Muir,
Trustees of the Muir Family Trust dated July 14, 2003;; David P Rauen and Ann E.
Rauen; Anthony Johnson and Judith A. Johnson, Trustees of the Johnson Trust dated
April 19, 2001; Ivan B. Joffer and Nancy Joffer; Gloria B. Flores and Nicanor R. Flores;
Phyllis A. Endicott; Thomas A. Jasnosz and Katheryn G. Peters; Antonio Flores and
Debora Flores, Trustees of the Flores Family Trust dated Dec. 22, 1995
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5.
CFI Loan # 4951
Property Address: 122 Via Del Milagro Lot 60, Monterey, CA 93940
Record Date of Assignment: 6/5/2008
Recorded Document No. 2008036347
Assignees: 	Daniel Tarallo; Pensco Trust Co. Custodian fbo May S. Waldroup; Charles R. Smith, Jr.
and Isabelle C. Smith, Trustees of the C.R. Smith Family Trust UTD 09/29/1988;
Catherine M. Doherty, Trustee of the 1999 Catherine M. Doherty Revocable Trust dated
May 12, 1999; Dean R. Morford, Trustee of the Dean R. Morford Family Trust UTD
11/23/88; Windsor Shane Buzza and Elizabeth Buzza ; Joseph F. Lupino, Trustee of the
Joseph F. Lupino Revocable Trust; Nancy J. Mills, Trustee of the Nancy J. Nightingale-
Mills Revocable Living Trust; Vina R. Kelley, Trustee of the Howard and Vina Kelley
Family Trust UTD Dated 3-11-1993; Elsbeth Foster, Trustee of the Elsbeth I. Foster
Trust, UTA dated May 1, 2000; Marian Marie Pattee, Trustee of the Marian Marie Pattee
1993 Trust dated March 26, 1993; Lloyd Gurley and Jeanne Gurley; Pensco Trust Co.
Custodian fbo Marc D. Waldroup
6.
CFI Loan # 4954
Property Address: 10 Melway Circle, Monterey, CA 93940
Record Date of Assignment: 6/5/2008
Recorded Document No. 2008036348
Assignees: 	Lawrence A. Weingarten and Suzanne Weingarten; David Salehinia, Trustee of the
Mehrab Pers. Prop. Trust Dated April 25, 2003; Sandra J. Still
7.
CFI Loan # 4971
Property Address: 38767 Palo Colorado, Carmel, CA 93923
Record Date of Assignment: 6/5/2008
Recorded Document No. 2008036350
Assignees: 	Bert Baumer; Pensco Trust Co., Custodian FBO May S. Waldroup; Wayne Wood, Trustee
of the Wayne C. Wood Living Trust dated August 23, 1999; Sheila M. Haddad; David B.
Verhines and Patricia Judith Verhines, Trustees of the Patricia Judith Verhines Revocable
Trust, UTA dated 02/14/91; George E. Richardson, Jr., Trustee of the George E.
Richardson Jr. Trust UTD dated 6/4/2003; Philip C. Johnson; Paul Forgette and Ronda
Forgette; Philip Kok-kin Wong; Pensco Trust Co., Custodian FBO Hristina LeBlanc;
Hazel Blaylock; Wayne Ross, Trustee of the Ross 1999 Family Trust dated 7-02-1999;
Jan T. Swanberg and Elsy M. Swanberg; Andrew Sievright; AIM Foundation, Artists
Inspiring Mankind Foundation; Mildred M. Taggart, Trustee of the Mildred M. Taggart
Living Trust dated August 9, 2006; Pensco Trust Co., Custodian FBO Marc Waldroup;
Pensco Trust Co., Custodian FBO John M. Waldroup; Pensco Trust Co., Custodian FBO
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Kristen Ramsden; Diana Cornelius; James W. Goodacre; Gordon B. Kennedy; Kyle
Valentic and Meta Valentic; Timothy P. McDermott and Rebecca L. Ramos
8.
CFI Loan # 5023
Property Address: 16 Vista Ladera, Carmel Valley, CA 93924
Record Date of Assignment: 6/5/2008
Recorded Document No. 2008036352
Assignees: 	Harold R. Jordan and Martha W. Jordan, Trustees of the Jordan Family Trust UTD
12/26/92; Irene Finn; James D. Pederson and Paul M. Campos, Trustees of the James D.
Pederson Revocable Trust UTD 06/29/89; Marvin F. Spott, Trustee of the TTOPS 2006
Trust; Michael J. Kennedy and Diane L. Kennedy, Co-Trustees of the Kennedy Family
Living Trust Established August 12, 1998; Steven M. Weingarten; Kenneth E. Tingley,
Trustee of the Tingley 2004 Trust dated 4/6/04; Gerry Bartlett; Jodi Mclean
9.
CFI Loan # 5101
Property Address: 2115 2nd Road, McKinleyville, CA 95519
Record Date of Assignment: 5/19/2008
Recorded Document No. 2008125022
Assignees: 	Darien Weiner; Mahin Salehinia; Joseph C. Gehman and Judith K. Gehman; Blasczyk
Physical Therapy Retirement Plan and Trust, David Nilsen
10.
CFI Loan # 5138
Property Address: 2 Chambers Lane, Carmel Valley, CA 93924
Record Date of Assignment: 5/21/2008
Recorded Document No. 2008032711
Assignees: 	Pacific Capital Bank, N.A., Custodian, Saul M. Weingarten Dec’d IRA FBO Bruce D.
Weingarten; Pacific Capital Bank, N.A., Custodian, Saul M. Weingarten Dec’d IRA FBO
Steven M. Weingarten; Pacific Capital Bank, N.A., Custodian, Saul M. Weingarten Dec’d
IRA FBO Lawrence A. Weingarten
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11.
CFI Loan # 5152
Property Address: 10, 16 & 20 Garces Way, Delano, CA 93216
Record Date of Assignment: 6/11/08
Recorded Document No. 28093743
Assignees: 	Alberta Stokes, Trustee of the Alberta Stokes Revocable Trust UDT dated 2/26/03; John
P. Callahan; Mary A. Hindbaugh; David F. Elgart, Trustee of the Elgart Living Trust
12.
CFI Loan # 5167
Property Address: 1960 Rocky Ridge Rd., Morgan Hills, CA 95037
Record Date of Assignment: 5/19/08
Recorded Document No. 19868018
Assignees: 	Chris A. Kuhlken; Luz Elena Aguirre; Luz Elena Aguirre, Trustee of the Irene S. Aguirre
Trust UTD dated 12/3/1986; David Salehinia, Trustee of the Mehrab Pers. Prop. Trust
Dated April 25, 2003; Mahin Salehinia; Blasczyk Physical Therapy Retirement Plan and
Trust
13.
CFI Loan # 5173
Property Address: 41095 Highway One, Monterey, CA 93940
Record Date of Assignment: 4/25/08
Recorded Document No. 2008026251
Assignees: Anthony Foux and Claudia Kahn
14.
CFI Loan # 5173
Property Address: 41095 Highway One, Monterey, CA 93940
Record Date of Assignment: 5/19/08
Recorded Document No. 2008031831
Assignees: 	Betty Havey, Trustee of the Betty Havey Living Trust; Ann Cathey, Trustee of the Homer
Tercero and Anne Cathey Living Trust UTD 08/02/2001; Eileen C. Mazer; Ruth A.
Watkins and Nikki L. Watkins, Trustees of the Nikki Lee & Ruth Ann Watkins Family
Trust; Blake Cesarin, Trustee of the Agen Court Personal Property Trust DTD May 18,
2004; Catherine C. Lau, Trustee of the Catherine C. Lau Living Trust dated Feb. 27,
2002; Anne L. Wiewel; Richard L. Blanding, Trustee of the Blanding Family Trust dated
12/11/1979
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15.
CFI Loan # 5177
Property Address: Oroville, CA 95965
Record Date of Assignment: 9/4/08
Recorded Document No. 20080032988
Assignees: 	Pensco Trust Co., Custodian FBO May S. Waldroup; Pensco Trust Co., Custodian FBO
Marion Coolidge; David Salehinia, Trustee of the Mehrab Pers. Prop. Trust Dated April
25, 2003; Darien Weiner; Pensco Trust Co., Custodian FBO Marc D. Waldroup; William
Matteo Evanger; Pensco Trust Co., Custodian FBO Marc Waldroup; Pensco Trust Co.,
Custodian FBO John M. Waldroup; Pensco Trust Co., Custodian FBO Kristen Ramsden
16.
CFI Loan # 5194
Property Address: 1598 Nelson Ave., Oroville, CA 95965
Record Date of Assignment: 9/4/09
Recorded Document No. 20080032989
Assignees: 	Yoshiko Smith, FBO Christine Smith; Erna H. Morris; William R. Shelton, c/o Janet
Shelton Trustee of the Shelton Family Trust UTD 06/22/78; Josephine R. Lint; John J.
Ekelund and Lynn S. Ekelund, Trustees for the John and Lynn Ekelund Trust dated
5/16/2006; Vina R. Kelley, Trustee of the Howard and Vina Kelley Family Trust UTD
dated 3-11-1993; Luz Elena Aguirre; Philip C. Johnson; Audrey Flashner
17.
CFI Loan # 5198
Property Address: Paula Court, Oroville, CA 95965
Record Date of Assignment: 9/4/08
Recorded Document No. 20080032990
Assignees: 	Craig F. Lyons and Josephine A. Lyons; David L. Gambetta and Christine L. Gambetta;
David G. Swinehart and Maria C. Guzman-Swinehart; Sharon Reeves
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18.
CFI Loan # 5199
Property Address: Paula Court, Oroville, CA 95965
Record Date of Assignment: 9/4/08
Recorded Document No. 20080032991
Assignees: 	Marion H. Coolidge; Terry R. Talcott and Marcia Talcott; William E. Crogan and Laurie
M. Crogan; Vina R. Kelley, Trustee of the Howard and Vina Kelley Family Trust UTD
dated 3-11-1993; Christina L. Millard and Chris J. Millard; Christine Garbo
19.
CFI Loan # 5212
Property Address: 2915 E Street, San Diego, CA 92102
Record Date of Assignment: 5/20/08
Recorded Document No. 20080271314
Assignees: 	Kenneth R. Frost, Trustee of the Frost Family Trust UTD 02/24/84; Pierre Vercammen;
Jan J. Valtr, Trustee of the Bohumil J. Valtr and Emilie J. Valtr Rev. Living Trust dtd July
2, 1085; Jean M. Duff, Trustee of the Jean M. Duff Revocable Trust UTD 3/24/94; Nancy
J. Mills, Trustee of the Nancy J. Nightingale-Mills Revocable Living Trust; Ivan B. Joffer
and Nancy Joffer; Daniel J. Turner and Jeanne C. Turner, Trustees of the Turner Family
Trust UDT dated 10/16/98; Kristen Suzuki; Donald C. Bowen and Judith A. Bowen,
Trustees of the Bowen Family Living Trust; Sidney H. Widrow and Bernice M.S.
Widrow, Trustees for the Sidney H. Widrow and Bernice M.S. Widrow Trust Agreement
created December 11, 1996; Rabia Erduman; Anita D. Witcher and Namon D. Witcher,
Trustees of the Namon D. Witcher and Anita D. Witcher 1992 Living Trust Agreement
dated April 10, 1992
20.
CFI Loan # 5213
Property Address: Cathedral City, Cathedral City CA 92234
Record Date of Assignment: 9/9/08
Recorded Document No. 2008-0495838
Assignees: 	Pensco Trust Co. Custodian fbo Joseph Lupino; Willy J. Grundherr and Deborah L.
Grundherr, Trustees of the Grundherr Living Trust; Elsbeth Foster, Trustee of the Elsbeth
I. Foster Trust, UTA dated May 1, 2000; David Salehinia, Trustee of the Mehrab Pers.
Prop. Trust Dated April 25, 2003; Kristen Suzuki; David G. Swinehart and Maria C.
Guzman-Swinehart; Heidi T. Daunt and Philip J. Daunt, Trustees of the Daunt Family
Trust dated Mar. 04, 1999; Allyn C. Bushlow, Trustee of the Allyn C. Bushlow
Revocable Living Trustt; Pensco Trust Co. Custodian fbo Aaron N. Gallegos; Donald S.
Albright, Jr., Trustee of the Albright Family Trust dated August 20, 1992
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21.
CFI Loan # 5216
Property Address: Vacant Lots, Sun City, CA
Record Date of Assignment: 9/9/08
Recorded Document No. 20080495837
Assignees: 	Revocable Family Trust dated October 26, 1994; Raymond Ralph Leclair and Joyce
Leclair; Arno W. Heckrodt, Trustee of the Revocable Living Trust of Arno W. Heckrodt
dated April 25, 1986; David G. Swinehart and Maria C. Guzman-Swinehart; Philip Kok-
Kin Wong; Esin Voskay, Trustee of the Hilmi and Esin Voskay Trust dated Feb. 9, 1998;;
Douglas Forzani, Trustee of the Dolores f. Lewis Trust; Rhodell R. Willard, Trustee of
the Rhodell R. Willard Revocable Living Trust, dated December 30, 1991; Edward H.
Ogle, Trustee of the Edward H. Ogle Revocable Living Trust dated January 7, 1992;
Farmacy II, Inc. and Lynda Clark
22.
CFI Loan # 5224
Property Address: Mercy Springs Rd.,Los Banos, CA
Record Date of Assignment: 5/14/08
Recorded Document No. 2008-030807
Assignees: 	Pierre Vercammen; Garden Of Memories Mem. Park; James R. Thorsen, Trustee of the
H. J. Thorsen Trust UTA dated Feb. 12, 1990; Douglas N. Forzani and Shirley J. Forzani,
Trustees of the Forzani 1994 Revocable Family Trust ; Melinda Moore; Esin Voskay,
Trustee of the Hilmi and Esin Voskay Trust dated Feb. 9, 1988; Douglas Forzani, Trustee
of the Dolores F. Lewis Trust; Nels W. Ingram and Patsy G. Ingram, Trustees of the Nels
W. Ingram and Patsy G. Ingram Revocable Trust, dated Jan. 2, 1992
23.
CFI Loan # 5243
Property Address: Oroville, CA 95965
Record Date of Assignment: 9/4/08
Recorded Document No. 20080032992
Assignees: 	Maria R. Connolly; Karen Feistman, Trustee of the Peter Feistman and Karen Feistman
Trust UTD dated 3-11-1993; Pierre Vercammen; Vina R. Kelley, Trustee of the Howard
and Vina Kelley Family Trust UTD dated 3-11-1993; Craig Lovell; Allyson Kumataka,
Trustee of the Kumataka 1994 Trust; Darleen Witcher and Namon Witcher; Anita D.
Witcher and Namon D. Witcher, Trustees of the Namon D. Witcher and Anita D. Witcher
1992 Living Trust Agreement dated April 10, 1992; Susan W. Cabarloc, Truste of the
Susan Wong Carbaloc Living Trust; Ludmeila Axionoff, Trustee of the Ludmeila
Axionoff Revocable Living Trust; Ronald R. Jaye, Trustee of the Ronald R. Jaye Trust
U/D/T dated March 2, 1990 and Amended in its Entirety on May 6, 2002; Mildred M.
Taggart, Trustee of the Mildred M. Taggart Living Trust dated August 9, 2006; Blasczyk
Physical Therapy Retirement Plan and Trust
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24.
CFI Loan # 5273
Property Address: Oroville, CA 95965
Record Date of Assignment: 9/4/08
Recorded Document No. 20080032993
Assignees: 	Linda C. Elliott, Trustee of the Temple and Linda Elliott Trust dated May 3, 2006; Teresa
G. Hurtubise FBO Mary Ann Hurtubise; Charles R. Smith, Jr. and Isabelle C. Smith,
Trustees of the C.R. Smith Family Trust UTD 09/29/88; Pensco Trust Co., Custodian
FBO Joseph Lupino; Michelle M. Long; Pensco Trust Co., Custodian FBO Linda C.
Elliott; 	Audrey 	Flashner; 	Christina 	Shaw; 	William 	Matteo 	Evanger; 	Cherie 	J.
Thibodeaux, Trustee of the Cherie J. Thibodeaux Trust 2 U/A dtd 11/11/99; Philip Kok-
kin Wong; Will Kramer and Lydia Kramer
25.
CFI Loan # 5276
Property Address: 1047 Lost Barranca Road, Pebble Beach, CA 93953
Record Date of Assignment: 5/19/08
Recorded Document No. 2008032066
Assignees: 	Donald L. Shaver and Evelyn Shaver, co-Trustee of the Shaver Living Trust UTD
04/26/88; Douglas N. Forzani and Shirley J. Forzani, Trustees of the Forzani 1994
Revocable Family Trust dated October 26, 1994; Joanne Forzani; Donna Shaver; Florence
L. Christman
26.
CFI Loan # 5317
Property Address: El Caminito Rd., Carmel Valley, CA 93924
Record Date of Assignment: 5/19/08
Recorded Document No. 2008032064
Assignees: 	James Thorsen, Trustee of the Thorsen Family Trust U/A dated Feb. 4, 2008; Blake
Cesarin, Trustee of the Agen Court Personal Property Trust; Cherie J. Thibodeaux,
Trustee of the Cherie J. Thibodeaux Trust 2 U/A dtd 11/11/99; Charles R. Singer;
Lawrence H. Stock, Trustee of the Lawrence H. Stock Living Trust; Andrew Sievright;
James W. Goodacre
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27.
CFI Loan # 5318
Property Address: 	38 Acres Chanslor Way - Tract 30991-2, Parcel 1 & 2 of Parcel Map 24278,
Blythe, CA 92225
Record Date of Assignment: 9/9/08
Recorded Document No. 20080495845
Assignees: 	Bruce D. Weingarten; Karl B. Bisht and Carol H. Bisht; Elisabeth Spence; Esin Voskay,
Trustee of the Hilmi and Esin Voskay Trust dated Feb. 9, 1998; Church of Jesus Christ
in the Americas, Inc.; Shannon M. James; Lee Purser; Tetratech Retirement Plan; John
Jackson and Annette Jackson; Jan T. Swanberg and Elsy M. Swanberg; George Havstad
and Janece Havstad; Henryka Szudelski; Roberta Rose and Michael Parker
28.
CFI Loan # 5323
Property Address: Ophir Road, Oroville, CA 95965
Record Date of Assignment: 9/4/08
Recorded Document No. 2008-0032987
Assignees: 	Craig F. Lyons and Josephine A Lyons; Stanley K. Bishop, Trustee of the Stanley Bishop
Family Trust A U/A dated 9/17/1996; Stanley K. Bishop, Trustee of the Stanley Bishop
Family Trust B U/A dated 9/17/1996; Catherine M. Doherty, Trustee of the 1999
Catherine M. Doherty Revocable Trust dated May 12, 1999; Kenneth R. Frost, Trustee
of the Frost Family Trust UTD 02/24/84; Roger King, Trustee for the King Family Trust
UTD 09/24/96; Lawrence A Weingarten and Suzanne Weingarten; Sandra J. Still; Harold
R. Black and Jane Black, Trustees of the Black Family Living Trust; Dwayne R. Kelley
and Ana Kelley; Brockman Farming, Inc.
29.
CFI Loan # 5324
Property Address: 68359 Jolon Road, Parcel E, Lockwood, CA 93426
Record Date of Assignment: 6/19/08
Recorded Document No. 2008039967
Assignees: 	Bert Baumer; David Salehinia, Trustee of the Mehrab Pers. Prop. Trust Dated April 25,
2003; Teresa M. Michel and F. William Michel; David F. Elgart, Trustee of the Elgart
Living Trust; Nels W. Ingram and Patsy G. Ingram, Trustees of the Nels W. Ingram and
Patsy Ingram Revocable Trust, dated Jan. 2, 1992; William Parham, Jr.; Elmer E. Jenkins;
Linda A. Larone and Sharon M. Daly, Trustees of the Linda A. Larone and Sharon M.
Daly Trust dated Oct. 31, 1996; Kevin Muir and Denise Muir, Trustees of the Muir
Family Trust dated July 14, 2003; Kay Burbidge; Frances Tarr, Trustee of the Frances B.
Tarr Trust; May Waldroup; Edward H. Ogle and Rhodell R. Willard, Trustees of the
Edward H. Ogle and Rhodell R. Willard Revocable Living Trust dated 1/7/1992; Evelyn
Epstein; Albert G. Giordano, Trustee of the Albert G. Giordano Living Trust; Betty
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Bergerac and Raymond Bergerac, Trustees of the Bergerac Family Trust dated 4/17/1991;
Ingrid Selin; Donald C. Cook, Trustee of the 1990 Donald C. Cook Trust
30.
CFI Loan # 5348
Property Address:
Record Date of Assignment: 5/29/08
Recorded Document No.2008034409
Assignees: 	Barbara C. Johns; Donald and Evelyn Shaver; Thomas and/or Judith Nemes; Anthony
Johnson; Steven M. Weingarten; Mary James Capson, Trustee of the Mary James Capson
Living Trust dated December 11, 2003; Soonja L. Cook; Donna Shaver; Esin Voskay,
Trustee of the Hilmi and Esin Voskay Trust dated Feb. 9, 1998; Sallyann Forzani;
William C. and/or Frieda Jackson; Richard Anderson and Brenda Anderson, Trustees of
the Anderson Family Trust dated 3/13/1990; Barbara Denton; X-Files Limited
Partnership, Ludmeila Axionoff
31.
CFI Loan # 5358
Property Address: Lot 29 of Tract 3073, Desert Hot Springs, CA 92102
Record Date of Assignment: 4/29/08
Recorded Document No. 20080217109
Assignees: 	Anthony Foux and Claudia Kahn
32.
CFI Loan # 5358
Property Address: Lot 29 of Tract 3073, Desert Hot Springs, CA 92102
Record Date of Assignment: 9/9/08
Recorded Document No. 20080495846
Assignees: 	Pamela Allinson; Eva Lazar, Trustee of the Eva K. Lazar Revocable Living Trust; Robert
Morris and Katherine Morris; Oliver J. Rowan
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33.
CFI Loan # 5359
Property Address: 125 Stratford Drive, Watsonville, CA 95076
Record Date of Assignment: 5/21/08
Recorded Document No. 2008-0021928
Assignees: 	Barbara L. Wake, ; Jenny D'Angelo; Pamela Flagg; Jarvis C. Schumacher and Patricia
Harrop Schumacher, Trustees of the Jarvis C. Schumacher and Patricia Harrop
Schumacher Family Revocable Trust dated Dec. 20, 2002
34.
CFI Loan # 5366
Property Address: 3610 Auburn Blvd., Sacramento, CA 95821
Record Date of Assignment: 5/20/08
Recorded Document No. 200805200800
Assignees: 	Teresa G. Hurtubise fbo Mary Ann Hurtubise; Teresa G. Hurtubise; Floyd L. Swenson
and Danette Swenson; Vina R. Kelley, Trustee of the Howard and Vina Kelley Family
Trust UTD Dated 3-11-1993; George W. Piercy and Juliet F. Piercy, Trustees of the
Piercy Family Trust; David Salehinia, Trustee of the Mehrab Pers. Prop. Trust Dated
April 25, 2003; Terrell R. Williams, Trustee of the Terrell R. Williams Revocable Living
Trust; Harry McMurray and Kristen McMurray, Trustees of the H&K McMurray 2000
Revocable Trust dated May 11, 2000; Pensco Trust Co. Custodian fbo Bruce Manildi;
William E. Gammons; Charles R. McKenry and Jean M. McKenry, Trustees of the Trust
of Charles R. McKenry; Lee Purser; Pamela C. Pirtle; Brockman Farming, Inc.
35.
CFI Loan # 5372
Property Address: 216 Ridge Way, Mammoth Lakes, CA 93546
Record Date of Assignment: 5/21/08
Recorded Document No. 2008002546
Assignees: 	Calvin Rich and Margaret Rich; Charles R. Smith, Jr. and Isabelle C. Smith, Trustees of
the C.R. Smith Family Trust UTD 09/29/88; David Cooper; Steven M. Weingarten;
Mahin Salehinia; Teresa M. Michel and F. William Michel; SallyAnn Forzani; Nels W.
Ingram and Patsy G. Ingram, Trustees of the Nels W. Ingram and Patsy Ingram Revocable
Trust, dated Jan. 2, 1992; Richard L. Blanding, Trustee of the Blanding Family Trust
dated 12/11/1979; James Schumann and Sarah Schumann, Trustees of the James and
Sarah Schumann Living Trust dated 9-14-2004
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36.
CFI Loan # 5373
Property Address: Oroville, CA 95965
Record Date of Assignment: 9/4/08
Recorded Document No. 2008-0032994
Assignees: 	Linda C. Elliott, Trustee of the Temple and Linda Elliott Trust dated May 3, 2006; Peter
Lecce, Trustee of the Lecce Family Trust UTD 09/10/98; Willy J. Grundherr and Deborah
L. Grundherr, Trustees of the Grundherr Living Trust; Judith A. Coolidge; Anthony
Johnson, Trustee of the Johnson Trust dated April 19, 2001; Lawrence Barche and Elaine
Barche; Sally T. Selner, Trustee of the Sally T. Selner Trust dated Nov. 13, 1987,; Pamela
Jordan O'Connell; John B. Wardell; Warren E. Anderson, Trustee of the Anderson Family
Trust dated April 25, 1995; Tetratech Retirement Plan & Trust
37.
CFI Loan # 5385
Property Address: Desert Hot Springs, CA 92241
Record Date of Assignment: 9/9/08
Recorded Document No. 20080495842
Assignees: 	Aaron N. Gallegos and Raymond R. Feay; Eleen A. Hall, Trustee of the Hall Family Trust
dated 07/20/84; Cyd Love FBO Nicholas Tucker; George E. Richardson, Jr., Trustee of
the George E. Richardson Jr. Trust UTD dated 6/4/2003; David Bertsch and Gayle
Bertsch; David Salehinia, Trustee of the Mehrab Pers. Prop. Trust Dated April 25, 2003;
Mahin Salehinia; Allyson Kumataka, Trustee of the Kumataka 1994 Trust; Pearl A. Haas,
Trustee of the Haas Living Trust 06-98; Charles H. Caterino and Eva M. Caterino,
Trustees of the Catarino Family Livign Trust dated 6-30-1993; Judith E. Foon; Cherie J.
Thibodeaux, Trustee of the Cherie J. Thibodeaux Trust 2 U/A dtd 11/11/99; Florence S.
Lesur; Gladys Hill; Charles Fisher Parsons, Trustee of the Trust No. 2 of Charles F.
Parsons; Randal A. McChesney; Selene Olms
38.
CFI Loan # 5406
Property Address: 6 Deer Forest Drive, Monterey, CA 93940
Record Date of Assignment: 5/16/08
Recorded Document No. 2008031506
Assignees: 	Pensco Trust Co. Custodian fbo Mark Bartindale; Pensco Trust Co. Custodian fbo
Barbara Bartindale; Michael F. Kelly and Darlene L. Kelly
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39.
CFI Loan # 5418
Property Address: 220 Coronado Ave., Salinas, CA 93901
Record Date of Assignment: 5/16/08
Recorded Document No. 2008031499
Assignees: 	Frances Tarr, Trustee of the Frances B. Tarr Trust
40.
CFI Loan # 5428
Property Address: Desert Hot Springs, CA 92240
Record Date of Assignment: 9/9/08
Recorded Document No. 2008-0495843
Assignees: 	David W. Cooper ; Joseph F. Lupino, Trustee of the Joseph F. Lupino Revocable Trust;
Pensco Trust Co. Custodian fbo Joseph Lupino; Elsbeth Foster, Trustee of the Elsbeth I.
Foster Trust, UTA datedMay 1, 2000; Linda A. Larone and Sharon M. Daly, Trustees of
the Linda A. Larone and Sharon M. Daly Trust dated Oct. 31, 1996; Bonnie Elstad and
Connie Ferral; Penelope Mills Eklof
41.
CFI Loan # 5429
Property Address: Victorville, CA 92392
Record Date of Assignment: 	5/16/08
Recorded Document No. 080224489
Assignees: 	Lawrence H. Kelley and Sharon M. Kelley, Trustees of the Lawrence Howard Kelley and
Sharon Marie Kelley Trust UTD dated May 21, 1993; Kevin Muir and Denise Muir,
Trustees of the Muir Family Trust dated July 14, 2003; Mary Horne Gayman and Richard
L. Gayman, Trustees of the Gayman Family Trust dated May 1, 2002; Ronnie Usrey and
Elena Usrey; Elmer E. Jenkins
42.
CFI Loan # 5443
Property Address: 61 Carlsen Road, Salinas, CA 93907
Record Date of Assignment: 5/8/08
Recorded Document No. 2008029415
Assignees: 	Kenny Nemes and Michelle Nemes; Pensco Trust Co., Custodian FBO Roy C. Gunter;
Roy C. Gunter, Trustee of the Roy and Virginia Gunter Trust UTD 4/28/2000; James C.
Jeffery III, Trustee of the James C. Jeffery III Revocable Trust dated 11/26/02; Ellen
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Jasnosz, Trustee of the Ellen Jasnosz Trust UTA 5/17/02; Bette S. Frank; Teresa Jean
Frank; Ella I. Long; Pensco Trust Co., Custodian FBO Ali Rodgers; Richard J. Muir and
Margaret Ann Muir, Trustees of the Revocable Living Trust dtd Apr. 24, 1992; Eleanor
Newcomb; Elmer E. Jenkins; Kristen Ramsden
43.
CFI Loan # 5449
Property Address: 4091 Pine Meadows Way, Pebble Beach, CA 93953
Record Date of Assignment: 5/16/08
Recorded Document No. 2008031502
Assignees: 	Robert Newman and Geraldine Espinoza; Pensco Trust Co. Custodian fbo Ken V.
Malone; Victor M. Shaw and Jane R. Shaw, Trustee; Roberta Rose and Shawna Parker;
Mark Weston
44.
CFI Loan # 5467
Property Address: Mission Blvd., Desert Hot Springs, CA 92240
Record Date of Assignment: 9/9/08
Recorded Document No. 20080495844
Assignees: 	Charles R. McKenry and Jean M. McKenry, Trustees of the Charles R. and Jean M.
McKenry Trust dated December 5, 1990; Casino Concepts & Design
45.
CFI Loan # 5473
Property Address: 65 Carlsen Road, Salinas, CA
Record Date of Assignment: 5/8/08
Recorded Document No. 2008029405
Assignees: 	Bert Baumer; Gabriele D. Swanson, Trustee of the Gabriele D. Swanson Trust UTA dated
06/04/92; Aniano Olea; Michael Frost and Linda Frost; Signature Irrigation, Inc. Defined
Benefit Pension Plan; Elmer E. Jenkins; Virginia D’Antoni, Trustee of the Virginia
D’Antoni Trust dated Oct. 10, 1994
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46.
CFI Loan # 5487
Property Address: 3540 Norwood Place, Sacramento, CA 95838
Record Date of Assignment: 5/12/08
Recorded Document No. 20080512-1253
Assignees: 	John Hayworth; Vickie Nelson and Laurits Nelson
47.
CFI Loan # 5489
Property Address: 239-243 Main Street, Salinas, CA 93901
Record Date of Assignment: 5/8/08
Recorded Document No. 2008029286
Assignees: 	Daniel M. McGilloway, Jr., an accountancy corporation; James A. Gilbert
48.
CFI Loan # 5497
Property Address: Miramonte Road, Carmel, CA
Record Date of Assignment: 5/8/08
Recorded Document No. 2008029412
Assignees: 	John D. Waldroup; Pensco Trust Co., Custodian FBO Roy C. Gunter; James C. Jeffery
III, Trustee of the James C. Jeffery III Revocable Trust dated 11/26/02; Ellen Jasnosz,
Trustee of the Ellen Jasnosz Trust UTA 5/17/02; Richard L. Schneider; Jan T. Swanberg
and Elsy M. Swanberg; Ed Pilon and Lois Pilon, Trustees of the Pilon Revocable Trust;
Elmer Harding Pelham and Jennifer Jane Pelham, Trustees of the Elmer Harding Pelham
and Jennifer Jane Pelham Amended and Restated Declaration of Trust dated June 1, 1987
49.
CFI Loan # 5498
Property Address: Miramonte Road, Carmel, CA
Record Date of Assignment: 5/8/08
Recorded Document No. 2008029413
Assignees: 	Jean M. Duff, Trustee of the Jean M. Duff Revocable Trust UTD 3/24/94; Lucia H.
Humphrey, Trustee of the Lucia H. Humphrey Trust UTA October 2, 1995; Veronica
D’Amico and Ronald D’Amico, Trustees of the Veronica D’Amico and Ronald V.
Damico 1999 Revocable Trust; Blake Cesarin, Trustee of the Agen Court Personal
Property Trust; David Salehinia, Trustee of the Mehrab Pers. Prop. Trust Dated April 25,
2003; Melinda Moore
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50.
CFI Loan # 5524
Property Address: 509 Grandview Road, Sebastopol, CA 95472
Record Date of Assignment: 5/7/08
Recorded Document No. 2008041803
Assignees: 	Nels W. Ingram and Patsy G. Ingram, Trustees of the Nels W. Ingram and Patsy Ingram
Revocable Trust, dated Jan. 2, 1992; Al De Jesus III; Edward Ronald Whitehead; Simone
M. Woodyard; Sheri Jane Holdridge
51.
CFI Loan # 5531
Property Address: 3600 Viejo Rd (2.8 acres), Monterey, CA 93940
Record Date of Assignment: 5/2/08
Recorded Document No. 2008028025
Assignees: 	Ben Compagno and Deborah Compagno
52.
CFI Loan # 5532
Property Address: 3600 Viejo Rd (5.1 acres), Monterey, CA 93940
Record Date of Assignment: 5/2/08
Recorded Document No. 2008028026
Assignees: 	Ella I. Long, Trustee of the Marion F. Long and Ella I. Long Trust B; Ben Compagno and
Deborah Compagno; Joseph V. Terrano, Trustee of the Terrano Marital Trust; Sandra
Spaulding and Stephen Spaulding; Bill Holdridge and Sheri Holdridge; William Harrison
Holdridge
53.
CFI Loan # 5533
Property Address: 3150 Lake Drive, Marina, CA 93933
Record Date of Assignment: 5/2/08
Recorded Document No. 2008028027
Assignees: 	Marc D. Waldroup; Inge Fitzpatrick; Minnie B. Rose and Mertha R. Duchouquette;
Robert G. Duchouquette and Bertha Rose Duchouquette; Charles D. Madden; Eva Lazar,
Trustee of the Eva K. Lazar Revocable Living Trust; Roland S. Staiano
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54.
CFI Loan # 5537
Property Address: 455 Coastview Drive, Santa Cruz, CA 95062
Record Date of Assignment: 5/6/08
Recorded Document No. 20080019574
Assignees: 	Brenda M. Krauth; William Swift and Joele D. Swift; David Salehinia, Trustee of the
Mehrab Pers. Prop. Trust Dated April 25, 2003; Mahin Salehinia; Catherine C. Lau,
Trustee of the Catherine C. Lau Living Trust dated Feb. 27, 2002; Charles R. Singer; Olga
Axionoff; Jan T. Swanberg and Elsy M. Swanberg; Santa Cruz Clean & Sober Home,
Andrew Rovegne, Trustee; Tom Moss; Gregory G. Parrish and Maria C. Parrish
55.
CFI Loan # 5543
Property Address: 8360 Kellwood Court, Elk Grove, CA 95758
Record Date of Assignment: 4/25/08
Recorded Document No. 20080425-0551
Assignees: 	Earl Nisbet, Trustee of the Earl Nisbet Living Trust dated 3-26-04 ; James Moore, Trustee
of the Moore Family Trust 11/17/1992; David Stock
56.
CFI Loan # 5560
Property Address: Lot 124 Pasadera, 9699 Blue Larkspur Lane, Monterey, CA 93940
Record Date of Assignment: 4/21/08
Recorded Document No. 2008024765
Assignees: 	Bruce S. Lester and Vicki Lester; Elmer E. Jenkins; Wayne Ross, Trustee of the Ross
1999 Family Trust dated 7-02-1999; Casino Concepts & Design; Ed Pilon and Lois Pilon,
Trustees of the Pilon Revocable Trust; Mildred M. Taggart, Trustee of the Mildred M.
Taggart Living Trust dated August 9, 2006; Lawrence H. Stock, Trustee of the Lawrence
H. Stock Living Trust; William Gullett; Doreen Graham, Trustee of the Graham Living
Trust dated Aug. 16, 1995; Marleen R. McNabb, Trustee of the McNabb Revocable Trust
UTD 02-05-99; Kevin Muir and Denise Muir, Trustees of the Muir Family Trust dated
July 14, 2003; Sheri Parelskin
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57.
CFI Loan # 5560
Property Address: Lot 124 Pasadera, 9699 Blue Larkspur Lane, Monterey, CA 93940
Record Date of Assignment: 4/25/08
Recorded Document No. 2008026250
Assignees: Anthony Foux and Claudia Kahn
58.
CFI Loan # 5578
Property Address: 8340 Monterra Views, Monterey, CA 93940
Record Date of Assignment: 4/21/08
Recorded Document No. 2008024766
Assignees: 	James M. Hage, Trustee of the James M. Hage Trust dated 9/22/2005; Charles R. Smith,
Jr. and Isabelle C. Smith, Trustees of the C.R. Smith Family Trust UTD 09/29/88;
Barbara C. Johns, Trustee of the Barbara Johns Living Trust, U/A dtd 9/11/1978; Hazel
Blaylock; Patrick L. Sullivan and Beck L. Sullivan, Co-Trustees of the Sullivan Family
Trust; Marleen R. McNabb, Trustee of the McNabb Revocable Trust UTD 02-05-99;
Anthony Favaloro and Marie Favaloro; James W. Goodacre
59.
CFI Loan # 5590
Property Address: 825 El Camino Real N., Salinas, CA 93907
Record Date of Assignment: 4/21/08
Recorded Document No. 2008024767
Assignees: William Gullett
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Adv. P. 09-5225
UNITED STATES BANKRUPTCY COURT
FOR THE NORTHERN DISTRICT OF CALIFORNIA
SERVICE LIST
Cecily A. Dumas
FRIEDMAN DUMAS & SPRINGWATER LLP
150 Spear Street, Suite 1600
San Francisco, CA 94105
Larry J. Lichtenegger, Esq.
Vincent C. Catania, Esq.
ATTORNEYS AT LAW
3850 Rio Road, #58
Carmel, CA 93923
Lisa Omori
NOLAND , HAMERLY , ETIENNE AND HOSS
333 Salinas Street
Salinas, CA 93901
Wesley J. Hammond
WILD , CARTER & TIPTON , PC
246 West Shaw Avenue
Fresno, CA 93755-6339
Aron M. Oliner
DUANE M ORRIS LLP
One Market Plaza
Spear Street Tower, Suite 2000
San Francisco, CA 94105
AIM Foundation
Attn: Andrew Seivright
17800 Shasta Lake Road
Lakehead, CA 96051
Pamela Allinson
P.O. Box 2425
Placerville, CA 95667
Olga Axionoff
Ludmeila Axionoff, Trustee of the Ludmeila
Axionoff Revocable Living Trust
2422 Judith
Madera, CA 93637
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Lawrence Barche
Elaine Barche
25942 Carmell Knolls Dr.
Carmell, CA 93923
David Bertsch
Gayle Bertsch
313 South Navarra Dr.
Scotts Valley, CA 95066
Hazel Blaylock
125 Cherry Blossom Dr.
Freedom, CA 95019
Allyn C. Bushlow, Trustee of the Allyn C.
Bushlow Revocable Living Trust
3152 Forest Lake Rd.
Pebble Beach, CA 93953
Windsor Shane Buzza
Elizabeth Buzza
25 Lilac Lane
Carmel Valley, CA 93924
Susan W. Cabarloc, Trustee of the Susan
Wong Carbaloc Living Trust
919 North Stoneman Ave., Unit A
Alhambra, CA 91801
John P. Callahan
P.O. Box 3178
Santa Cruz, CA 95063-3178
Mary J. Capson, Trustee of the Mary James
Capson Living Trust dated December 11,
2003
225 Crossroad Blvd. #369
Carmel, CA 93923
Charles H. Caterino and Eva M. Caterino,
Trustees of the Catarino Family Living Trust
dated 6-30-1993
5975 Spanish Trail Cove
Baanning, CA 92220
Ann Cathey, Trustee of the Homer Tercero
and Anne Cathey Living Trust UTD
08/02/2001
63 Desmond Rd.
Salinas, CA 93907
Florence L. Christman
2770 Atlanta Dr.
Tracy, CA 95376-7714
Maria R. Connolly
105 Circulo De Casitas
Monterey, CA 93940
Soonja L. Cook
1 Shepherds Place
Monterey, CA 93940
Donald C. Cook, Trustee of the 1990 Donald
C. Cook Trust
1271 N. Doheny Drive
Los Angles, CA 90069
David W. Cooper
1225 Hilby Ave
Seaside, CA 93955
Diana Cornelius
P.O. Box 2496
Avila Beach, CA 93424
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Virginia D'Antoni, Trustee of the Virginia
D'Antoni Trust dated October 10, 1994
1006 Pacific Grove Ln # 5
Pacific Grove, CA 93950
Jenny D'Angelo
2620 Fresno St.
Santa Cruz, CA 95062
Al De Jesus III
P.O. Box 8989
Anaheim, CA 92812
Robert G. Duchouquette and Bertha Rose
Duchouquette
4435 Laren Lane
Dallas, TX 75244
Jean M. Duff, Trustee of the Jean M. Duff
Revocable Trust UTD 3/24/94
2975 Quarry Rd.
Pebble Beach, CA 93953
Penelope Mills Eklof
143 Spring St
Santa Cruz, CA 95060
David F. Elgart, Trustee of the Elgart Living
Trust
20301 Hill Ave
Saratoga, CA 95070
Linda C. Elliott, Trustee of the Temple and
Linda Elliott Trust dated May 3, 2006
3110 Bird Rock Rd.
Pebble Beach, CA 93953
Bonnie Elstad and Connie Ferral
86214 Xylo Street
Florence, OR 97439
Phyllis A. Endicott
8220 Hermosa Ave
Ben Lomond, CA 95005
Evelyn Epstein
20200 Rock Springs Lane
Aromas, CA 95004
Rabia Erduman
456 Dela Vina Ave # E-4
Monterey, CA 93940
William Matteo Evanger
931 Bluewater Dr
Vacaville, CA 95688
Anthony Favaloro and Marie Favaloro
470 Toyon Drive
Monterey, CA 93940
Irene Finn
10 Work Ave
Del Rey Oaks, CA 93940
Pamela Flagg
1941 Sunset Drive
Hollister, CA 95023
Audrey Flashner
8 Overdale Rd
Rye, NY 10580
Judith E. Foon
5470 Golf Drive
Soquel, CA 95073
Paul Forgette and Ronda Forgette
Po Box 4729
Covina, CA 91723
Anthony Foux and Claudia Kahn
1701 Mandeville Cyn Rd
Los Angeles, CA 90049
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Bette S. Frank
1112 Malta Court
Seaside, CA 93955
Teresa Jean Frank
1112 Malta Court
Seaside, CA 93955
Michael Frost and Linda Frost
110 Monte Vista Dr
Monterey, CA 93940
Kenneth R. Frost, Trustee of the Frost Family
Trust UTD 02/24/84
107 Strawberry Rd.
Watsonville, CA 95076
Aaron N. Gallegos and Raymond R. Feay
87698 Mar Azul Terrace
Florence, OR 97439
David L. Gambetta and Christine L.
Gambetta
1105 Old Stage Rd
Salinas, CA 93908
William E. Gammons
712 Lakemont Place #6
San Ramon, CA 94582
Mary Horne Gayman and Richard L.
Gayman, Trustees of the Gayman Family
Trust dated May 1, 2002
5313 West Judy Court
Visalia, CA 93277
Joseph C. Gehman and Judith K. Gehman
6562 Graystone Meadow Circle
San Jose, CA 95120
Albert G. Giordano, Trustee of the Albert G.
Giordano Living Trust
P.O. Box 1096
Genoa, NV 89411
James W. Goodacre
10407 Fairway Lane
Carmel, CA 93923
Doreen Graham, Trustee of the Graham
Living Trust dated Aug. 16, 1995
1659 Cambrian Dr
Salinas, CA 93906
Willy J. Grundherr and Deborah L.
Grundherr, Trustees of the Grundherr Living
Trust
P.O. Box 66899
Scotts Valley, CA 95067
Roy C. Gunter, Trustee of the Roy and
Virginia Gunter Trust UTD 4/28/2000
580 Calle Principal Suite 2
Monterey, CA 93940
Lloyd Gurley and Jeanne Gurley
11201 Scarlet Oak Dr
Oakdale, CA 95361
Pearl A. Haas, Trustee of the Haas Living
Trust 06-98
1204 Lake Ct
Pebble Beach, CA 93953
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Sheila M. Haddad
CMR 456 Box 163
APO, AE 9011
George Havstad and Janece Havstad
P.O. Box 609
Aromas, CA 95004
Arno W. Heckrodt, Trustee of the Revocable
Living Trust of Arno W. Heckrodt dated
April 25, 1986
3037 Lasuen Drive
Carmel, CA 93923
Gladys Hill
563 N. Mar Vista Ave Apt 101
Pasadena, CA 91106
Mary A. Hindbaugh
12880 New York Ranch Rd
Jackson, CA 95642
William Harrison Holdridge
PO Box 2971
Santa Cruz, CA 95063
Sheri Jane Holdridge
P. O. Box 2971
Santa Cruz, CA 95063
Lucia H. Humphrey, Trustee of the Lucia H.
Humphrey Trust UTA October 2, 1995
151 Ford Road #2
Carmel Valley, CA 93924
Nels W. Ingram and Patsy G. Ingram,
Trustees of the Nels W. Ingram and Patsy
Ingram Revocable Trust, dated Jan. 2, 1992
2609 S. Saratoga
Mesa, AZ 85202
William C. Jackson and Frieda Jackson
P.O. Box 846
Castroville, CA 95012
Thomas A. Jasnosz and Katheryn G. Peters
137 W. Mayberry Dr
Lynden, WA 98264
Ellen Jasnosz, Trustee of the Ellen Jasnosz
Trust UTA 5/17/02
205 Fairway Glen Lane
San Jose, CA 95139
Ronald R. Jaye, Trustee of the Ronald R. Jaye
Trust U/D/T dated March 2, 1990 and
Amended in its Entirety on May 6, 2002
245 Altivo Avenue
La Selva Beach, CA 95076
Elmer E. Jenkins
2009 Wilson Pike
Franklin, TN 37067
Philip C. Johnson
15 Via Milpitas
Carmel Valley, CA 93924
Anthony Johnson and Judith A. Johnson,
Trustees of the Johnson Trust dated April 19,
2001
24715 Summit Field Road
Carmel, CA 93923
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Harold R. Jordan and Martha W. Jordan,
Trustees of the Jordan Family Trust UTD
12/26/92
P.O. Box 814
Pebble Beach, CA 93953
Dwayne R. Kelley and Ana Kelley
46375 Pine Meadow Dr.
King City, CA 93930
Lawrence H. Kelley and Sharon M. Kelley,
Trustees of the Lawrence Howard Kelley and
Sharon Marie Kelley Trust UTD dated May
21, 1993
371 E. Alvin Dr.
Salinas, CA 93906
Vina R. Kelley, Trustee of the Howard and
Vina Kelley Family Trust UTD dated
3-11-1993
68 Santa Teresa Way
Salinas, CA 93906
Gordon B. Kennedy
Po Box 787
Mecca, CA 92254
Roger King, Trustee for the King Family
Trust UTD 09/24/96
P.O. Box 1076
Angels Camp, CA 95222
Brenda M. Krauth
13305 70th Ave. N. E.
Kirkland, WA 98034
Chris A. Kuhlken
1971 Lincoln St.
Seaside, CA 93955
Allyson Kumataka, Trustee of the Kumataka
1994 Trust
5312 W. Tortolita Flats Lane
Marana, AZ 85653
Eva Lazar, Trustee of the Eva K. Lazar
Revocable Living Trust
3232 Anchor Drive
Plano, TX 75023
Peter Lecce, Trustee of the Lecce Family
Trust UTD 09/10/98
8340 Via Madalena
Carmel, CA 93923
Raymond Ralph Leclair and Joyce Leclair
104 S. Park Way
Santa Cruz, CA 95062
Florence S. Lesur
327 36th Ave
Santa Cruz, CA 95062
Josephine R. Lint
3001 Ellen Ct.
Marina, CA 93933
Ella I. Long
31 Oak St
Salinas, CA 93901
Ella I. Long, Trustee of the Marion F. Long
and Ella I. Long Trust B
31 Oak Street
Salinas, CA 93901
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Cyd Love FBO Nicholas Tucker
1121 Hellam St.
Monterey, CA 93940
Craig F. Lovell
80 Laurel Drive
Carmel Valley, CA 93924
Joseph F. Lupino, Trustee of the Joseph F.
Lupino Revocable Trust
3471 Springhill Rd.
Lafayette, CA 94549
Craig F. Lyons and Josephine A. Lyons
13445 Cuesta Verde
Salinas, CA 93908
Eileen C. Mazer
255 S. Rengstorff Ave. Apt 148
Mountain View, CA 94040-1757
Charles R. McKenry and Jean M. McKenry,
Trustees of the Trust of Charles R. McKenry
3122 Birch Street
Carmichael, CA 95608
Jodi Mclean
P. O. Box 921
Pacific Grove, CA 93950
Harry McMurray and Kristen McMurray,
Trustees of the H&K McMurray 2000
Revocable Trust
1245 Aguajito Rd
Monterey, CA 93940
Marleen R. McNabb, Trustee of the McNabb
Revocable Trust UTD 02-05-99
4690 Thurber Ln
Santa Cruz, CA 95065
Teresa M. Michel and F. William Michel
131 Ortega Ave
Mountain View, CA 94040
Christina L. Millard and Chris J. Millard
45 Arabian Way
Scotts Valley, CA 95066
Nancy J. Mills, Trustee of the Nancy J.
Nightingale-Mills Revocable Living Trust
265 Dave Creek Parkway # 312
Fairfield Bay, AR 72088
Dean R. Morford, Trustee of the Dean R.
Morford Family Trust UTD 11/23/88
22644 Oak Canyon Rd
Salinas, CA 93908
Erna H. Morris
401 Bishop Ave
Pacific Grove, CA 93950
Robert Morris and Katherine Morris
131 Redwood Way
Boulder Cr, CA 95006
Vickie Nelson and Laurits Nelson
14459 Del Monte D=Farms Rd
Castroville, CA 93912
Eleanor Newcomb
11476 Road 29
Madera, CA 93637
Robert Newman and Geraldine Espinoza
2546 Capitola Rd Sp # 57
Santa Cruz, CA 95062
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Zenon Obydzinski and Beata A. Obydzinski
1125 Rockhaven Court
Salinas, CA 93906
Pamela Jordan O'Connell
215 Wheeler Rd
Mashpee, MA 2649
Edward H. Ogle and Rhodell R. Willard,
Trustees of the Edward H. Ogle and Rhodell
R. Willard Revocable Living Trust dated
1/7/1992
72 Shoreline Drive
Florence, OR 97439
Edward H. Ogle, Trustee of the Edward H.
Ogle Revocable Living Trust dated January 7,
1992
72 Shoreline Drive
Florence, OR 97439
Aniano Olea
42100 Carmel Valley Rd
Greenfield, CA 93927
William Parham Jr.
P.O. Box 13
Carmel Valley, CA 93924
Charles Fisher Parsons, Trustee of the Trust
No. 2 of Charles F. Parsons
200 Glenwood Circle Apt. C3
Monterey, CA 93940
Elmer Harding Pelham and Jennifer Jane
Pelham, Trustees of the Elmer Harding
Pelham and Jennifer Jane Pelham Amended
and Restated Declaration of Trust dated June
1, 1987
6727 Laguna Park Drive
Elk Grove, CA 95758
Mark J. Penniman and Gail S. Penniman
5455 Entrance Dr.
Soquel, CA 95073
Pensco Trust Co. Custodian FBO Aaron N.
Gallegos
P.O. Box 26903
San Francisco, CA 94126
Pensco Trust Co. Custodian FBO Hristina
LeBlanc
P. O. Box 26903
San Francisco, CA 94126
Pensco Trust Co. Custodian FBO Joseph
Lupino
P. O. Box 26903
San Francisco, CA 94126
Pensco Trust Co. Custodian FBO Ken V.
Malone
P.O. Box 26903
San Francisco, CA 94126
Pensco Trust Co. Custodian FBO Kipp
Stewart
P. O. Box 26903
San Francisco, CA 94126
Pensco Trust Co. Custodian FBO Linda C.
Elliott
P. O. Box 26903
San Francisco, CA 94126
George W. Piercy and Juliet F. Piercy,
Trustees of the Piercy Family Trust
1824 Redondo Way
Salinas, CA 93906
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Ed Pilon and Lois Pilon, Trustees of the Pilon
Revocable Trust
26392 Fairway Dr
Pioneer, CA 95666
Lee Purser
386 Grand Ave #113
Oakland, CA 94610
David P. Rauen and Ann E. Rauen
228 Oxford Way
Santa Cruz, CA 95060-6449
Sharon Reeves
4225 Gull Cave Way
Capitola, CA 95010
Calvin Rich and Margaret Rich
1026 Pacific Grove Ln # 7
Pacific Grove, CA 93950
George E. Richardson, Jr., Trustee of the
George E. Richardson Jr. Trust UTD dated
6/4/2003
5312 W. Tortolita Flats Lane
Marana, AZ 85653
Minnie B. Rose and Mertha R. Duchouquette
4435 Laren Lane
Dallas, TX 75244-6712
Wayne Ross, Trustee of the Ross 1999
Family Trust dated 7-02-1999
P.O. Box 222
Pacific Grove, CA 93950
Oliver J. Rowan
581 Guerra Ct.
San Jose, CA 95111
Santa Cruz Clean & Sober Home, Andrew
Rovegne, Trustee
PO Box 2727
Santa Cruz, CA 95063
James Schumann and Sarah Schumann,
Trustees of the James and Sarah Schumann
Living Trust dated 9-14-2004
1542 E. Myrtle Loop
Florence, OR 97439
Ingrid Selin
761 Toyon Drive
Monterey, CA 93940
Donna Shaver
25140 Pine Hills Dr
Carmel, CA 93923
Donald L. Shaver and Evelyn Shaver,
co-Trustees of the Shaver Living Trust UTD
04/26/88
20250 Palou Dr
Salinas, CA 93908
Victor M. Shaw and Jane R. Shaw
1077 Indian Village
Pebble Beach, CA 93953
William R. Shelton, c/o Janet Shelton Trustee
of the Shelton Family Trust UTD 06/22/78
6001 Canterbury Drive #311
Culver City, CA 90230
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Andrew Sievright
17800 Shasta Lake Road
Lakehead, CA 96051
Signature Irrigation, Inc. Defined Benefit
Pension Plan
36 Harper Canyon Rd
Salinas, CA 93908
Charles R. Singer
320 Possumwood Ridge
Aptos, CA 95003
Sandra Spaulding and Stephen Spaulding
4 Deer Hill Ct
Pittsburg, CA 94565
Elisabeth Spence
1119 N. 58th Street
Nampa, ID 83687
Kyung Hi Stewart
P. O. Box 6145
Carmel, CA 93921
David Stock
601 Woodside Sierra #1
Sacramento, CA 95825
Lawrence H. Stock, Trustee of the Lawrence
H. Stock Living Trust
1006 Pacific Grove Ln # 5
Pacific Grove, CA 93950
Alberta Stokes, Trustee of the Alberta Stokes
Revocable Trust UDT dated 2/26/03
106 Third St.
Pacific Grove, CA 93950
Patrick L. Sullivan and Beck L. Sullivan,
Co-Trustees of the Sullivan Family Trust
104 White Oaks Ln
Carmel Valley, CA 93924
Kristen Suzuki
8519 Birmingham Drive
Austin, TX 78748
Floyd L. Swenson and Danette Swenson
1323-A San Miguel Cyn Rd.
Royal Oaks, CA 95076
David G. Swinehart and Maria C.
Guzman-Swinehart
409 Monarch Trail
George Town, TX 78633
Henryka Szudelski
1064 Norwood Ave Apt C
Oakland, CA 94610
Mildred M. Taggart, Trustee of the Mildred
M. Taggart Living Trust dated August 9,
2006
96 Hawk Haven Road
Watsonville, CA 95070
Daniel Tarallo
P.O. Box 5703
Carmel, CA 93921
Joseph V. Terrano, Trustee of the Terrano
Family Trust
393 Calle San Antonio
San Juan Batista, CA 95045
Tetratech Retirement Plan & Trust
P.O. Box 609
Aromas, CA 95004
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Kenneth E. Tingley, Trustee of the Tingley
2004 Trust dated 4/6/04
130 El Matorral
La Selva Beach, CA 95076
Daniel J. Turner and Jeanne C. Turner,
Trustees of the Turner Family Trust UDT
dated 10/16/98
1490 Via Isola
Monterey, CA 93940
Ronnie Usrey and Elena Usrey
1835 Military Ave
Seaside, CA 93955
Kyle Valentic and Meta Valentic
5356 Edgewood Pl
Los Angeles, CA 90019
Pierre Vercammen
608 Lopez Ave.
Seaside, CA 93955
Esin Voskay, Trustee of the Hilmi and Esin
Voskay Trust dated Feb. 9, 1998
34 Miramonte Rd
Carmel Valley, CA 93924
Barbara L. Wake
1971 Lincoln St.
Seaside, CA 93955
John B. Wardell
850 Sequoia Blvd
Tracy, CA 95376
Ruth A. Watkins and Nikki L. Watkins,
Trustees of the Nikki Lee & Ruth Ann
Watkins Family Trust
2435 Felt St # 38
Santa Cruz, CA 95062
Mark Weston
1270 First St # B
Monterey, CA 93940
Edward Ronald Whitehead
17551 Vierra Cyn Rd
Salinas, CA 93907
Sidney H. Widrow and Bernice M.S.
Widrow, Trustees for the Sidney H. Widrow
and Bernice M.S. Widrow Trust Agreement
created December 11, 1996
225 Crossroads Blvd, Box# 378
Carmel, CA 93923
Rhodell R. Willard, Trustee of the Rhodell R.
Willard Revocable Living Trust, dated
December 30, 1991
72 Shoreline Drive
Florence, OR 97439
Terrell R. Williams, Trustee of the Terrell R.
Williams Revocable Living Trust
229 17 Mile Drive
Pacific Grove, CA 93950
X-Files LP Ludmeila Axionoff
2422 Judith Ct
Madera, CA 93637
Luz Elena Aguirre, Trustee of the Irene S.
Aguirre Trust UTD dated 12/3/1986
P. O. Box 1704
Carmel, CA 93921
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