Jerry Lee Ross v. Cnac, d/b/a Smart Finance

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 14-1297
JERRY LEE ROSS,
Plaintiff - Appellant,
v.
CNAC, d/b/a Smart Finance,
Defendant - Appellee.
Appeal from the United States District Court for the Western
District of North Carolina, at Charlotte. Max O. Cogburn, Jr.,
District Judge. (3:12-cv-00827-MOC-DCK)
Submitted: July 24, 2014 Decided: July 28, 2014
Before FLOYD and THACKER, Circuit Judges, and DAVIS, Senior
Circuit Judge.
Affirmed by unpublished per curiam opinion.
Jerry Lee Ross, Appellant Pro Se. William Anthony Navarro,
WISHART, NORRIS, HENNINGER & PITTMAN, Charlotte, North Carolina,
for Appellee.
Unpublished opinions are not binding precedent in this circuit.

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PER CURIAM:
Jerry Lee Ross appeals the district court’s order
granting CNAC’s summary judgment motion on his claims alleging
violation of the Truth in Lending Act, 15 U.S.C.A. §§ 1601-1667f
(West 2009 & Supp. 2014); the Fair Debt Collection Practices
Act, 15 U.S.C. §§ 1692-1692p (2012); the Fair Credit Reporting
Act, 15 U.S.C.A. §§ 1681-1681x (West 2009 & Supp. 2014); and for
breach of contract; negligence and gross negligence; and
defamation. We have reviewed the record and find no reversible
error. Accordingly, we affirm the district court’s judgment.
Ross v. CNAC, No. 3:12-cv-00827-MOC-DCK (W.D.N.C. March 17,
2014). We dispense with oral argument because the facts and
legal contentions are adequately presented in the materials
before this court and argument would not aid the decisional
process.
AFFIRMED

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