Reduction of psychotherapy coverage under social insurance

ATA/595/1995Cour de justice / Chambre administrative24 oct. 1995Partially Granted

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Résumé

The court held that the health insurer was justified in reducing reimbursement for the appellant’s psychotherapy under LAMA.23. However, because the appellant’s daughter had committed suicide, the court granted a transitional period of one year during which one weekly session must still be covered. After that period, the therapy may be reduced to one hour every 15 days.

Regest

LAMA.23; reduction of the insured person’s psychotherapy expenses; the insurer may lower the scope of treatment where the therapeutic needs no longer justify the previous intensity and medical economy so requires. Exceptional personal circumstances may, however, warrant a temporary maintenance of the higher treatment frequency for a transitional period. In such a case, the court may balance the insured’s concrete distress against the insurer’s interest in economical treatment and authorize a staged reduction after a limited period.

Texte intégral

Descripteurs

ASSURANCE SOCIALE; PSYCHOTHERAPIE; ECONOMIE DU TRAITEMENT; EXPERTISE

Normes

LAMA.23

Résumé

La caisse-maladie était en droit de réduire la prise en charge des séances de psychothérapie de la recourante. Il se justifie toutefois de permettre pendant un an encore à cette dernière de bénéficier d'une séance par semaine en raison du fait que sa fille s'est suicidée. Après cette période, les séances peuvent être réduite à 1 h. tous les 15 jours.

Mots-clés

social insurancepsychotherapytreatment economymedical assessmentcoverage reductiontransitional periodbereavement