Question juridique clé
Whether the post-accident complaints were in a natural and adequate causal link with the rear-end collision, entitling the insured to UVG benefits.
Solution extraite
The causal link was not sufficiently established; several complaints were unrelated to the accident and the remaining symptoms were not adequately objectified or linked to the collision.
Motifs extraits
The court upheld the lower court's assessment of the medical record and held that the later-emerging, non-objectifiable complaints did not meet the requirements for natural and adequate causation. It also confirmed that, in HWS-distortion cases, relevant neck or spinal complaints must appear within 72 hours; the late neurological report did not add decisive findings for the relevant period.