Question juridique clé
Whether the accident and the insured's psychological complaints were adequately causally connected for accident-insurance liability
Solution extraite
The accident was a medium-severity event and none of the required criteria were present in a particularly striking way; adequate causation was denied.
Motifs extraits
The court accepted natural causation but held that, for a medium-range accident, only objective criteria matter. The accident was not especially dramatic, the injuries were not of a special severity, the medical treatment was not unusually long, and the remaining criteria were at most present in an ordinary way.