Question juridique clé
Whether the insurer was entitled to order a MEDAS examination and react to the insured's refusal under Art. 43 ATSG.
Solution extraite
Yes. The assessment was necessary and reasonable, the warning procedure was properly conducted, and the refusal was unjustified.
Motifs extraits
The insurer had to clarify the changed medical situation. The insured could comment on the expanded questions, and the selection of questions belonged to the insurer's investigative discretion.