Question juridique clé
Whether the psychiatric expert report had sufficient probative value despite the insured person's criticisms and the treating doctors' views.
Solution extraite
The report remained fully reliable; the asserted inaccuracies and alleged gaps were not decisive and did not undermine its evidentiary value.
Motifs extraits
The court found the criticized details either irrelevant, mere qualifications, or insufficient to shake the expert's independent assessment. The expert could base his opinion on the file and his own examination, and he was entitled to reach conclusions different from the treating physicians.