Question juridique clé
Whether the insurer remained liable for post-acute neuropsychological and cognitive complaints as accident consequences
Solution extraite
The insurer was not liable; the natural causal link between the accident and the later complaints was not proven on the balance of probabilities.
Motifs extraits
The insurer had never expressly acknowledged these complaints as accident-related. The later reports, including the interdisciplinary expert opinion, did not establish a natural causal connection; during the clarification phase the continued payments did not amount to recognition of liability.