Question juridique clé
Whether the insured is entitled to a higher disability pension than 22% under accident insurance.
Solution extraite
The medical file was not ready for a final assessment of residual earning capacity; further medical clarification was required before deciding the pension claim.
Motifs extraits
The opinions on work capacity diverged sharply. The rehab clinic supported full-time light work with pauses, while other doctors described far greater limitations. The court found the existing record insufficient, especially because the key clinic report was older and did not conclusively resolve the later development of capacity on the free labor market.