Question juridique clé
Whether the retroactive increase of the accident-insurance premium class was lawful after repeated safety breaches.
Solution extraite
The insurer was entitled to reclassify the company in a higher premium degree for one year retroactively from 1 January 2007.
Motifs extraits
The record showed repeated and continuing violations of construction safety rules, including unresolved defects and new breaches on the November 2007 inspections, which justified a higher risk classification under the applicable insurance rules.