Question juridique clé
Whether the insurer's 2003 refusal to cover fibromyalgia-related complaints had become final without a formal decision
Solution extraite
The refusal became final because the insured did not object within a reasonable period, so the issue could no longer be reopened in the pension revision.
Motifs extraits
A person who disagrees with a simplified refusal must express disagreement within a year; otherwise the refusal gains legal force as if a simplified procedure had been correctly used.