Question juridique clé
Whether the cantonal remand judgment was appealable to the Federal Supreme Court
Solution extraite
The remand decision was appealable because it contained binding substantive instructions on reconsideration that could force Zurich to issue a decision it considered unlawful.
Motifs extraits
A remand is an interlocutory decision, but appeal is possible when it contains material directives causing irreparable legal disadvantage; this was the case here.