Question juridique clé
Whether the psychiatric complaints were naturally causally linked to the 4 June 1996 accident and thus covered by accident insurance benefits.
Solution extraite
The psychiatric impairment was not proven with overwhelming probability to have been caused by the accident; natural causation was denied.
Motifs extraits
The court relied on the external psychiatric expert, who found a long latency period, pre-existing anxious traits, and mainly psychosocial causes. The private report was incomplete, inaccurate, and did not undermine the official expertise.