Question juridique clé
How should the insured person's hypothetical valid income be determined for the invalidity comparison?
Solution extraite
The valid income cannot be fixed solely by statistical averages; the long prior employment and the concrete prospects of comparable work require further clarification, including possible employment at Firma T. AG.
Motifs extraits
A person who worked nearly 27 years in the same job is presumed to have continued similar employment absent the accident. The outsourcing and later termination of that job did not rebut the presumption. Evidence suggested she could have sought and possibly obtained comparable work, so the record was insufficient to determine the income without disability.