Walker v. JPMorgan Chase Bank, N.A.

UNITED STATES DISTRICT COURT
WESTERN DISTRICT OF MICHIGAN
SOUTHERN DIVISION
MAURICE WALKER,
Plaintiff,
v.
JPMORGAN CHASE BANK, N.A., et al.,
Defendants.
_________________________________/
MAURICE WALKER,
Plaintiff,
v.
JPMORGAN CHASE BANK, N.A.,
Defendant.
_________________________________/
Case No. 1:25-cv-853
HONORABLE PAUL L. MALONEY
Case No. 1:25-cv-799
HONORABLE PAUL L. MALONEY
ORDER ADOPTING REPORT AND RECOMMENDATION
Plaintiff initiated these lawsuits by filing a complaint in the lead case, Walker v. JPMorgan
Chase Bank, N.A., Case Number 1:25-cv-853 (“Walker II”) on July 30, 2025, and in the member
case, Walker v. JPMorgan Chase Bank, N.A., et al, Case Number 1:25-cv-799 (“Walker I”) on
July 18, 2025. Defendant JPMorgan Chase Bank, N.A., has filed two motions to dismiss (Walker
I, ECF No. 4, and Walker II, ECF No. 5) and Defendants Equifax Inc. and Experian Information
Solutions, LLC, filed a joint motion to dismiss (Walker II, ECF No. 12). The matter was referred
to the Magistrate Judge, who issued a Report and Recommendation on January 2, 2026,
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recommending that this Court grant the motions. 	The Report and Recommendation was duly
served on the parties. No objections have been filed. See 28 U.S.C. § 636(b)(1). Therefore,
IT IS HEREBY ORDERED that the Report and Recommendation (ECF No. 25) is
APPROVED and ADOPTED as the Opinion of the Court.
IT IS FURTHER ORDERED that Defendant JPMorgan Chase Bank, N.A.’s motion to
dismiss (Walker II, ECF No. 5) is GRANTED.
IT IS FURTHER ORDERED that Defendants Equifax Inc. and Experian Information
Solutions, LLC’s, joint motion to dismiss (Walker II, ECF No. 12) is GRANTED.
IT IS FURTHER ORDERED that Defendant JPMorgan Chase Bank, N.A.’s motion to
dismiss (Walker I, ECF No. 4) is GRANTED.
IT IS FURTHER ORDERED that both the lead case, 1:25cv853 (Walker II) and the
member case, 1:25-cv-799 (Walker I) are DISMISSED.
A Judgment will be entered consistent with this Order.
Dated: January 26, 2026 	/s/ Paul L. Maloney
Paul L. Maloney
United States District Judge
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