Gilead v. Early Warning Services, LLC et al

UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF FLORIDA
CASE NO. 25-60774-CIV-SMITH/HUNT
ARMA GILEAD,
Plaintiff,
vs.
EARLY WARNING SERVICES, LLC,
and WELLS FARGO BANK, N.A.,
Defendants.
/
ORDER AFFIRMING AND ADOPTING REPORT OF MAGISTRATE JUDGE
This matter is before the Court upon Magistrate Judge Hunt’s Report and Recommendation
[DE 61], recommending Defendant Wells Fargo’s Motion to Compel Arbitration [DE 18] be
denied. Defendant has filed Objections [DE 63] and Plaintiff has filed a Response to Defendant’s
Objections [DE 68].
A 	district 	court 	may 	accept, 	reject, 	or 	modify 	a 	magistrate 	judge’s 	report 	and
recommendation. 	28 U.S.C. § 636(b)(1). 	Those portions of the report and recommendation to
which objections are made are accorded de novo review, if those objections “pinpoint the specific
findings that the party disagrees with.” United States v. Schultz, 565 F.3d 1353, 1360 (11th Cir.
2009); see also Fed. R. Civ. P. 72(b)(3).
The Court, having considered Judge Hunt’s Report, Petitioner’s objections thereto, and
having conducted a de novo review of the record, agrees with Judge Hunt’s well-reasoned analysis
and his recommendation that the Motion to Compel Arbitration be denied. Accordingly, it is
ORDERED that:
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1) 	Magistrate Judge Hunt’s Report and Recommendation [DE 61] is AFFIRMED
and ADOPTED and incorporated by reference into this Court’s Order.
2) 	Defendant’s Objections [DE 63] are OVERRULED.
3) 	Defendant shall file its Response to the Amended Complaint by March 2, 2026.
4) 	Defendant Wells Fargo Bank, N.A.’S Motion to Abate All Pretrial Deadlines
Pending Ruling On its Motion to Compel [DE 45] is DENIED as moot.
DONE and ORDERED in Fort Lauderdale, Florida, this 18th day of February, 2026.
cc: 	All Counsel of Record
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