Kernrechtsfrage
Whether the deceased was insured with the defendant at the time of death
Extrahierter Entscheid
Yes. The court found an employment relationship and concluded that the minimum income threshold and compulsory coverage were met from 2011-05-01.
Extrahierte Begründung
The insured actually worked for the employer from 2011-05-01, so a contractual relationship existed under Art. 320(2) CO. The short-term-work exclusion did not apply, and the relevant annual income was high enough on the basis accepted by the court.