Kernrechtsfrage
Whether the insured was regularly dependent on third-party help for getting up and social contact.
Extrahierter Entscheid
No sufficient dependence on third-party help was shown for getting up or for contact formation in everyday life.
Extrahierte Begründung
The wife’s report showed no help for daily activities; the insured did not substantiate concrete assistance needs, and the courts found no evidence of relevant help beyond ordinary prompting.