Kernrechtsfrage
Whether the insured's right to be heard was violated because the insurer did not hear her before issuing the benefit-terminating decision.
Extrahierter Entscheid
No. Under Art. 42 ATSG, parties need not be heard before an appealable decision is issued.
Extrahierte Begründung
The disputed decision was subject to objection, so the insurer could dispense with a prior hearing.