Kernrechtsfrage
Whether the insurer violated the right to be heard by relying on the SMR medical report without prior discussion
Extrahierter Entscheid
No; the report had been in the file and mentioned in the opposition decision, so the insured had ample opportunity to address it.
Extrahierte Begründung
The report was already part of the administrative record and thus could be debated throughout the cantonal proceedings.