Kernrechtsfrage
Whether the insured remained entitled to a change-of-occupation indemnity after moving his domicile to Morocco.
Extrahierter Entscheid
No; the indemnity was not payable once the insured no longer had residence in Switzerland, and no international rule made it exportable to Morocco.
Extrahierte Begründung
The court reaffirmed that Art. 86 OPA presupposes effective residence in Switzerland and that, absent a contrary international provision, the benefit is non-exportable. The need to monitor the insured's reintegration efforts and avoid control difficulties justified the residence requirement.