Kernrechtsfrage
Whether cash benefits could be reduced by 50% because the insured engaged in a reckless or dangerous dive
Extrahierter Entscheid
Yes. The dive was at least a relative dangerous undertaking because the insured did not take all reasonable precautions to reduce the risks.
Extrahierte Begründung
Deep diving in mountain water carried substantial risks, and the pre-dive preparation was inadequate: no serious discussion of parameters, no reciprocal equipment check, and no proper familiarization between the divers.