Kernrechtsfrage
Whether the monthly 3,500 CHF payment was a loan repayable by the employee or an advance on commission under the employment contract.
Extrahierter Entscheid
The payment was an advance on commission, not a consumer loan.
Extrahierte Begründung
The parties used the advance to bridge monthly income; it was paid against future commission entitlement and fit the statutory notion of an advance under the employment relationship.