Art. 92 Ziff. 1 B. G.; competence items; beds as exempt household necessities. In enforcement proceedings, a bed may not be retained if its seizure would leave a debtor’s household with an insufficient number of beds for the family members concerned. The statutory privilege must be interpreted with regard to basic needs and considerations of morality and hygiene; at least each adult member of the debtor’s family may claim a bed for personal use, subject to the concrete living circumstances. New factual allegations first raised before the Federal Court are inadmissible as nova unless it is shown that they were already submitted below and wrongly disregarded (consid. 1–2).